| ZIP Code | 95628 |
|---|---|
| City | Fair Oaks |
| State | California (CA) |
| County | Sacramento County |
| Area Code | 279/916 |
| Elevation | 208 ft |
| Latitude | 38.652096 |
|---|---|
| Longitude | -121.254384 |
| Timezone | Los Angeles (DST) |
| FIPS | 06067 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.6 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.54 |
| Below Poverty | 8.3% ▼ 18% below avg |
| College Grads | 53.7% ▲ 39% above avg |
| Unemployment | 6.0% ▲ 23% above avg |
| No HS Diploma | 382 (1.2%) |
| HS Graduate | 5,115 (16.5%) |
| Some College | 3,504 (11.3%) |
| Associates | 5,352 (17.3%) |
| Bachelors | 3,132 (10.1%) |
| Graduate Degree | 13,536 (43.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $111,582 ▲ 46% above avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $615,400 ▲ 121% above avg ↑ 41% since 2019 |
| Home/Income Ratio | 5.5x (nat avg ~3.5x) |
| Median Rent | $1,857/mo ↑ 34% since 2019 |
| Total Units | 17,417 |
| Vacant Units | 521 |
| Avg HH Size | 2.54 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 17,417 |
|---|---|
| Vacant | 521 |
| Owner Occupied | 70.4% |
| Renter Occupied | 29.6% |
| Avg HH Size | 2.54 |
ZIP code 95628 is located in Fair Oaks, California, within Sacramento County. With a population of 43,783, this is a highly populated ZIP code with a middle-aged community — the median age is 44.6 years. Economically, 95628 is a upper-middle-income ZIP code: the median household income of $111,582 is above the national average.
Real estate in ZIP code 95628 represents a premium housing market. The median home value of $615,400 is more than double the national average. Renters can expect to pay around $1,857 per month in median rent. Homeownership is strong here — 70.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 95628 is primarily White (71.16%). Residents are well-educated — 53.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 8.3%. Household income has grown by 29% since 2019.
The unemployment rate in 95628 stands at 6.0%, which is above the national average. About 21% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 68%.
Overall, ZIP code 95628 in Fair Oaks, CA is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 43,783 residents, a median household income of $111,582, and a median home value of $615,400, it offers a clear picture of life in this part of California.