| ZIP Code | 94109 |
|---|---|
| City | San Francisco |
| State | California (CA) |
| County | City and County of San Francisco County |
| Area Code | 415/628 |
| Elevation | 159 ft |
| Latitude | 37.794485 |
|---|---|
| Longitude | -122.42227 |
| Timezone | Los Angeles (DST) |
| FIPS | 06075 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.9 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 1.63 |
| Below Poverty | 12.9% ▲ 29% above avg |
| College Grads | 71.6% ▲ 85% above avg |
| Unemployment | 6.2% ▲ 27% above avg |
| No HS Diploma | 1,448 (3.3%) |
| HS Graduate | 4,497 (10.3%) |
| Some College | 2,028 (4.7%) |
| Associates | 4,402 (10.1%) |
| Bachelors | 1,894 (4.3%) |
| Graduate Degree | 29,317 (67.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $112,201 ▲ 47% above avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $1,390,000 ▲ 399% above avg ↑ 27% since 2019 |
| Home/Income Ratio | 12.4x (nat avg ~3.5x) |
| Median Rent | $2,172/mo ↑ 19% since 2019 |
| Total Units | 39,043 |
| Vacant Units | 7,144 |
| Avg HH Size | 1.63 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 39,043 |
|---|---|
| Vacant | 7,144 |
| Owner Occupied | 18.1% |
| Renter Occupied | 81.9% |
| Avg HH Size | 1.63 |
ZIP code 94109 is located in San Francisco, California, within City and County of San Francisco County. With a population of 54,397, this is a highly populated ZIP code with a middle-aged community — the median age is 38.9 years. Economically, 94109 is a upper-middle-income ZIP code: the median household income of $112,201 is above the national average.
Real estate in ZIP code 94109 represents among the most expensive housing markets in the country. The median home value of $1,390,000 is more than double the national average. Renters can expect to pay around $2,172 per month in median rent. This is predominantly a renter community, with 81.9% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 27% since 2019.
The population of 94109 is racially diverse, with White as the largest group at 49.8%. Residents are highly educated — 71.6% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects some residents at 12.9%. Household income has grown by 19% since 2019.
The unemployment rate in 94109 stands at 6.2%, which is above the national average. A notably high share of workers — 28% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 15%.
Overall, ZIP code 94109 in San Francisco, CA is characterized as upper-middle-income, highly educated, and a middle-aged community. With 54,397 residents, a median household income of $112,201, and a median home value of $1,390,000, it offers a clear picture of life in this part of California.