US ZIP Code
94102

San Francisco, CA

City and County of San Francisco County  ·  California

● Active
👥 34,983 Population ↑ 11% since 2019
💰 $64,781 Median HH Income
▼ 15% below avg ↑ 40% since 2019
🎂 41.1 Median Age ↑ 5% since 2019
🏠 $996,300 Median Home Value
▲ 257% above avg ↑ 10% since 2019
🎓 53.0% College Grads
▲ 37% above avg
📊 8.0% Unemployment
▲ 64% above avg ↑ 22% since 2019
ZIP Code Details
ZIP Code94102
CitySan Francisco
StateCalifornia (CA)
CountyCity and County of San Francisco County
Area Code341/415/510/628
Elevation63 ft
Latitude37.779562
Longitude-122.419293
TimezoneLos Angeles (DST)
FIPS06075
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 58.4% (20,437) Female 41.6% (14,546) ♀

Race & Ethnicity

White: 31.2%Hispanic: 22%Black: 9.3%Asian: 28.5%Other: 5.3%Race
White31.2%
Hispanic22.0%
Black9.3%
Asian28.5%
Other5.3%

Age Breakdown

Under 5
2%
5–17
5%
18–24
6%
25–44
41%
45–64
27%
65+
10%

Key Indicators

Median Age41.1 yrs ↑ 5% since 2019
Avg Household Size1.65
Below Poverty21.0% ▲ 110% above avg
College Grads53.0% ▲ 37% above avg
Unemployment8.0% ▲ 64% above avg
No HS Diploma1,574 (6.1%)
HS Graduate4,933 (19%)
Some College2,566 (9.9%)
Associates3,099 (12%)
Bachelors1,805 (7%)
Graduate Degree11,933 (46.1%)

Education

No HS: 6.1%HS Grad: 19%Some College: 9.9%Associates: 12%Bachelors: 7%Graduate: 46.1%Edu
No HS6.1%
HS Grad19.0%
Some College9.9%
Associates12.0%
Bachelors7.0%
Graduate46.1%
Housing & Income

Housing Tenure

Owner: 8.6%Renter: 91.4%Tenure
Owner8.6%
Renter91.4%

Home Value Distribution

$50k–100k
2%
$100k–150k
3%
$200k–300k
3%
$300k–500k
21%
Over $500k
71%

Financials

Median HH Income$64,781 ▼ 15% below avg ↑ 40% since 2019
Median Home Value$996,300 ▲ 257% above avg ↑ 10% since 2019
Home/Income Ratio15.4x (nat avg ~3.5x)
Median Rent$1,517/mo ↑ 32% since 2019
Total Units23,153
Vacant Units3,610
Avg HH Size1.65

Income Distribution

Under $25k
29%
$25k–50k
12%
$50k–75k
13%
$75k–100k
10%
$100k–150k
14%
$150k–200k
7%
Over $200k
16%
Employment & Commute

How People Get to Work

Drove Alone
19%
Public Transit
32%
Walked
24%
Work From Home
25%

Commute Time

Under 15 min
18%
15–30 min
38%
30–45 min
28%
Over 45 min
16%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
2%
1960s–1970s
12%
1980s–1990s
14%
2000+
71%

Summary

Total Units23,153
Vacant3,610
Owner Occupied8.6%
Renter Occupied91.4%
Avg HH Size1.65
Frequently Asked Questions
ZIP code 94102 is in San Francisco, CA, in City and County of San Francisco County.
ZIP code 94102 is located in California (CA).
ZIP code 94102 is in City and County of San Francisco County, CA.
ZIP 94102 observes the Los Angeles timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 94102 is 34,983 people (ACS 2023).
The median household income in ZIP code 94102 is $64,781 (ACS 2023).
The median home value in ZIP 94102 is $996,300 (ACS 2023).
About ZIP Code 94102

ZIP code 94102 is located in San Francisco, California, within City and County of San Francisco County. With a population of 34,983, this is a moderately populated ZIP code with a middle-aged community — the median age is 41.1 years. Economically, 94102 is a solidly middle-class ZIP code: the median household income of $64,781 is below the national average.

Real estate in ZIP code 94102 represents among the most expensive housing markets in the country. The median home value of $996,300 is more than double the national average. Renters can expect to pay around $1,517 per month in median rent. This is predominantly a renter community, with 91.4% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 10% since 2019.

The population of 94102 is racially diverse, with White as the largest group at 31.2%. Residents are well-educated — 53.0% hold a bachelor's degree or higher, which is above the national average. Poverty affects a significant share of residents at 21.0%. Household income has grown by 40% since 2019.

The unemployment rate in 94102 stands at 8.0%, which is significantly above the national average. About 23% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 17%.

Overall, ZIP code 94102 in San Francisco, CA is characterized as solidly middle-class, well-educated, and a middle-aged community. With 34,983 residents, a median household income of $64,781, and a median home value of $996,300, it offers a clear picture of life in this part of California.