| ZIP Code | 86545 |
|---|---|
| City | Rock Point |
| State | Arizona (AZ) |
| County | Apache County |
| Area Code | 928 |
| Elevation | 5,197 ft |
| Latitude | 36.717772 |
|---|---|
| Longitude | -109.540775 |
| Timezone | Phoenix |
| FIPS | 04001 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.9 yrs ↑ 18% since 2019 |
|---|---|
| Avg Household Size | 2.72 |
| Below Poverty | 39.8% ▲ 298% above avg |
| College Grads | 20.0% ▼ 48% below avg |
| Unemployment | 13.2% ▲ 170% above avg |
| No HS Diploma | 28 (5.9%) |
| HS Graduate | 132 (27.8%) |
| Some College | 41 (8.6%) |
| Associates | 179 (37.7%) |
| Bachelors | 46 (9.7%) |
| Graduate Degree | 49 (10.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $24,167 ▼ 68% below avg ↑ 7% since 2019 |
|---|---|
| Median Home Value | $36,300 ▼ 87% below avg ↓ 17% since 2019 |
| Home/Income Ratio | 1.5x (nat avg ~3.5x) |
| Median Rent | $479/mo ↓ 14% since 2019 |
| Total Units | 380 |
| Vacant Units | 78 |
| Avg HH Size | 2.72 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 380 |
|---|---|
| Vacant | 78 |
| Owner Occupied | 85.1% |
| Renter Occupied | 14.9% |
| Avg HH Size | 2.72 |
ZIP code 86545 is located in Rock Point, Arizona, within Apache County. With a population of 821, this is a sparsely populated ZIP code with a relatively young community — the median age is 35.9 years. Economically, 86545 is a lower-income ZIP code: the median household income of $24,167 is well below the national average.
Real estate in ZIP code 86545 represents one of the more affordable housing markets in the country. The median home value of $36,300 is well below the national average. Renters can expect to pay around $479 per month in median rent. Homeownership is strong here — 85.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 17% since 2019.
The population of 86545 is racially diverse, with Hispanic as the largest group at 0.2%. Residents are less-educated — 20.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 39.8%. Household income has grown by 7% since 2019.
The unemployment rate in 86545 stands at 13.2%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 86545 in Rock Point, AZ is characterized as lower-income, less-educated, a relatively young community, and predominantly owner-occupied. With 821 residents, a median household income of $24,167, and a median home value of $36,300, it offers a clear picture of life in this part of Arizona.