| ZIP Code | 86504 |
|---|---|
| City | Fort Defiance |
| State | Arizona (AZ) |
| County | Apache County |
| Area Code | 928 |
| Elevation | 7,928 ft |
| Latitude | 35.860391 |
|---|---|
| Longitude | -109.139361 |
| Timezone | Phoenix |
| FIPS | 04001 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 33.8 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 3.63 |
| Below Poverty | 26.4% ▲ 164% above avg |
| College Grads | 22.0% ▼ 43% below avg |
| Unemployment | 13.8% ▲ 182% above avg |
| No HS Diploma | 42 (1.3%) |
| HS Graduate | 1,243 (38.6%) |
| Some College | 144 (4.5%) |
| Associates | 1,082 (33.6%) |
| Bachelors | 289 (9%) |
| Graduate Degree | 421 (13.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $47,227 ▼ 38% below avg ↑ 41% since 2019 |
|---|---|
| Median Home Value | $45,600 ▼ 84% below avg ↑ 11% since 2019 |
| Home/Income Ratio | 1.0x (nat avg ~3.5x) |
| Median Rent | $725/mo ↑ 30% since 2019 |
| Total Units | 2,104 |
| Vacant Units | 476 |
| Avg HH Size | 3.63 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,104 |
|---|---|
| Vacant | 476 |
| Owner Occupied | 66.3% |
| Renter Occupied | 33.7% |
| Avg HH Size | 3.63 |
ZIP code 86504 is located in Fort Defiance, Arizona, within Apache County. With a population of 5,905, this is a lightly populated ZIP code with a relatively young community — the median age is 33.8 years. Economically, 86504 is a working-class ZIP code: the median household income of $47,227 is below the national average.
Real estate in ZIP code 86504 represents one of the more affordable housing markets in the country. The median home value of $45,600 is well below the national average. Renters can expect to pay around $725 per month in median rent. Homeownership is strong here — 66.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 11% since 2019.
The population of 86504 is racially diverse, with Hispanic as the largest group at 3.3%. Residents are less-educated — 22.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 26.4%. Household income has grown by 41% since 2019.
The unemployment rate in 86504 stands at 13.8%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 88%.
Overall, ZIP code 86504 in Fort Defiance, AZ is characterized as working-class, less-educated, a relatively young community, and predominantly owner-occupied. With 5,905 residents, a median household income of $47,227, and a median home value of $45,600, it offers a clear picture of life in this part of Arizona.