| ZIP Code | 86326 |
|---|---|
| City | Cottonwood |
| State | Arizona (AZ) |
| County | Yavapai County |
| Area Code | 520/928 |
| Elevation | 6,442 ft |
| Latitude | 34.698565 |
|---|---|
| Longitude | -112.013827 |
| Timezone | Phoenix |
| FIPS | 04025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 50.1 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.17 |
| Below Poverty | 13.7% ▲ 37% above avg |
| College Grads | 34.6% ▼ 11% below avg |
| Unemployment | 4.0% ▼ 17% below avg |
| No HS Diploma | 341 (1.8%) |
| HS Graduate | 4,814 (26%) |
| Some College | 3,191 (17.3%) |
| Associates | 3,738 (20.2%) |
| Bachelors | 1,647 (8.9%) |
| Graduate Degree | 4,753 (25.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $58,250 ▼ 24% below avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $312,400 ▲ 12% above avg ↑ 51% since 2019 |
| Home/Income Ratio | 5.4x (nat avg ~3.5x) |
| Median Rent | $1,102/mo ↑ 15% since 2019 |
| Total Units | 12,243 |
| Vacant Units | 628 |
| Avg HH Size | 2.17 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,243 |
|---|---|
| Vacant | 628 |
| Owner Occupied | 64.0% |
| Renter Occupied | 36.0% |
| Avg HH Size | 2.17 |
ZIP code 86326 is located in Cottonwood, Arizona, within Yavapai County. With a population of 25,476, this is a moderately populated ZIP code with a mature community — the median age is 50.1 years. Economically, 86326 is a solidly middle-class ZIP code: the median household income of $58,250 is below the national average.
Real estate in ZIP code 86326 represents a mid-range housing market. The median home value of $312,400 is near the national average. Renters can expect to pay around $1,102 per month in median rent. Homeownership is strong here — 64.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 51% since 2019.
The population of 86326 is primarily White (72.56%). Residents are moderately educated — 34.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.7%. Household income has grown by 25% since 2019.
The unemployment rate in 86326 stands at 4.0%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 86326 in Cottonwood, AZ is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 25,476 residents, a median household income of $58,250, and a median home value of $312,400, it offers a clear picture of life in this part of Arizona.