| ZIP Code | 86045 |
|---|---|
| City | Tuba City |
| State | Arizona (AZ) |
| County | Coconino County |
| Area Code | 520/928 |
| Elevation | 4,505 ft |
| Latitude | 36.141855 |
|---|---|
| Longitude | -111.123974 |
| Timezone | Phoenix |
| FIPS | 04005 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 34.3 yrs ↑ 8% since 2019 |
|---|---|
| Avg Household Size | 3.37 |
| Below Poverty | 29.3% ▲ 193% above avg |
| College Grads | 31.0% ▼ 20% below avg |
| Unemployment | 14.7% ▲ 201% above avg |
| No HS Diploma | 86 (1.5%) |
| HS Graduate | 2,251 (40.5%) |
| Some College | 337 (6.1%) |
| Associates | 1,156 (20.8%) |
| Bachelors | 691 (12.4%) |
| Graduate Degree | 1,033 (18.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $49,559 ▼ 35% below avg ↑ 12% since 2019 |
|---|---|
| Median Home Value | $67,700 ▼ 76% below avg ↑ 35% since 2019 |
| Home/Income Ratio | 1.4x (nat avg ~3.5x) |
| Median Rent | $825/mo ↑ 31% since 2019 |
| Total Units | 3,758 |
| Vacant Units | 600 |
| Avg HH Size | 3.37 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,758 |
|---|---|
| Vacant | 600 |
| Owner Occupied | 62.1% |
| Renter Occupied | 37.9% |
| Avg HH Size | 3.37 |
ZIP code 86045 is located in Tuba City, Arizona, within Coconino County. With a population of 10,691, this is a lightly populated ZIP code with a relatively young community — the median age is 34.3 years. Economically, 86045 is a working-class ZIP code: the median household income of $49,559 is below the national average.
Real estate in ZIP code 86045 represents one of the more affordable housing markets in the country. The median home value of $67,700 is well below the national average. Renters can expect to pay around $825 per month in median rent. Homeownership is strong here — 62.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.
The population of 86045 is racially diverse, with Hispanic as the largest group at 5.1%. Residents are moderately educated — 31.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 29.3%. Household income has grown by 12% since 2019.
The unemployment rate in 86045 stands at 14.7%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 86045 in Tuba City, AZ is characterized as working-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 10,691 residents, a median household income of $49,559, and a median home value of $67,700, it offers a clear picture of life in this part of Arizona.