| ZIP Code | 86042 |
|---|---|
| City | Polacca |
| State | Arizona (AZ) |
| County | Navajo County |
| Area Code | 928 |
| Elevation | 6,123 ft |
| Latitude | 35.861758 |
|---|---|
| Longitude | -110.384151 |
| Timezone | Phoenix |
| FIPS | 04017 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.4 yrs ↑ 28% since 2019 |
|---|---|
| Avg Household Size | 2.86 |
| Below Poverty | 17.1% ▲ 71% above avg |
| College Grads | 21.6% ▼ 44% below avg |
| Unemployment | 4.6% ≈ Avg |
| HS Graduate | 412 (35.6%) |
| Some College | 97 (8.4%) |
| Associates | 397 (34.3%) |
| Bachelors | 139 (12%) |
| Graduate Degree | 111 (9.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $64,107 ▼ 16% below avg ↑ 61% since 2019 |
|---|---|
| Median Home Value | $61,000 ▼ 78% below avg ↓ 3% since 2019 |
| Home/Income Ratio | 1.0x (nat avg ~3.5x) |
| Median Rent | $1,088/mo ↑ 25% since 2019 |
| Total Units | 825 |
| Vacant Units | 171 |
| Avg HH Size | 2.86 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 825 |
|---|---|
| Vacant | 171 |
| Owner Occupied | 55.1% |
| Renter Occupied | 45.0% |
| Avg HH Size | 2.86 |
ZIP code 86042 is located in Polacca, Arizona, within Navajo County. With a population of 1,868, this is a sparsely populated ZIP code with a middle-aged community — the median age is 40.4 years. Economically, 86042 is a solidly middle-class ZIP code: the median household income of $64,107 is below the national average.
Real estate in ZIP code 86042 represents one of the more affordable housing markets in the country. The median home value of $61,000 is well below the national average. Renters can expect to pay around $1,088 per month in median rent. The area has a relatively balanced mix of owners (55.1%) and renters (45.0%). Median home values have decreased by 3% since 2019.
The population of 86042 is racially diverse, with Hispanic as the largest group at 9.8%. Residents are less-educated — 21.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 17.1%. Household income has grown by 61% since 2019.
The unemployment rate in 86042 stands at 4.6%, which is near the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 56%.
Overall, ZIP code 86042 in Polacca, AZ is characterized as solidly middle-class, less-educated, and a middle-aged community. With 1,868 residents, a median household income of $64,107, and a median home value of $61,000, it offers a clear picture of life in this part of Arizona.