US ZIP Code
85646

Tubac, AZ

Santa Cruz County  ·  Arizona

● Active
👥 1,280 Population ↓ 9% since 2019
💰 $85,321 Median HH Income
▲ 12% above avg ↑ 29% since 2019
🎂 69.4 Median Age ↑ 7% since 2019
🏠 $473,400 Median Home Value
▲ 70% above avg ↑ 37% since 2019
🎓 61.7% College Grads
▲ 59% above avg
📊 5.7% Unemployment
▲ 16% above avg ↑ 116% since 2019
ZIP Code Details
ZIP Code85646
CityTubac
StateArizona (AZ)
CountySanta Cruz County
Area Code520
Elevation3,551 ft
Latitude31.621042
Longitude-111.050259
TimezonePhoenix
FIPS04023
ZIP TypePO Box
StatusActive
People & Population (ACS 2023)
♂ Male 45.6% (584) Female 54.4% (696) ♀

Race & Ethnicity

White: 75%Hispanic: 19.5%Other: 5.5%Race
White75.0%
Hispanic19.5%
Other5.5%

Age Breakdown

Under 5
1%
5–17
4%
25–44
11%
45–64
19%
65+
28%

Key Indicators

Median Age69.4 yrs ↑ 7% since 2019
Avg Household Size1.82
Below Poverty6.3% ▼ 38% below avg
College Grads61.7% ▲ 59% above avg
Unemployment5.7% ▲ 16% above avg
HS Graduate128 (11.7%)
Some College41 (3.7%)
Associates252 (23%)
Bachelors97 (8.8%)
Graduate Degree580 (52.8%)

Education

HS Grad: 11.7%Some College: 3.7%Associates: 23%Bachelors: 8.8%Graduate: 52.8%Edu
HS Grad11.7%
Some College3.7%
Associates23.0%
Bachelors8.8%
Graduate52.8%
Housing & Income

Housing Tenure

Owner: 90.9%Renter: 9.1%Tenure
Owner90.9%
Renter9.1%

Home Value Distribution

Under $50k
2%
$100k–150k
2%
$150k–200k
4%
$200k–300k
15%
$300k–500k
29%
Over $500k
47%

Financials

Median HH Income$85,321 ▲ 12% above avg ↑ 29% since 2019
Median Home Value$473,400 ▲ 70% above avg ↑ 37% since 2019
Home/Income Ratio5.5x (nat avg ~3.5x)
Total Units1,110
Vacant Units407
Avg HH Size1.82

Income Distribution

Under $25k
14%
$25k–50k
7%
$50k–75k
21%
$75k–100k
15%
$100k–150k
31%
$150k–200k
8%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
82%
Work From Home
18%

Commute Time

Under 15 min
26%
15–30 min
52%
30–45 min
16%
Over 45 min
6%
Housing Stock

Year Built

1940s–1950s
3%
1960s–1970s
12%
1980s–1990s
32%
2000+
53%

Summary

Total Units1,110
Vacant407
Owner Occupied90.9%
Renter Occupied9.1%
Avg HH Size1.82
Frequently Asked Questions
ZIP code 85646 is in Tubac, AZ, in Santa Cruz County.
ZIP code 85646 is located in Arizona (AZ).
ZIP code 85646 is in Santa Cruz County, AZ.
ZIP 85646 observes the Phoenix timezone.
The estimated population of ZIP code 85646 is 1,280 people (ACS 2023).
The median household income in ZIP code 85646 is $85,321 (ACS 2023).
The median home value in ZIP 85646 is $473,400 (ACS 2023).
About ZIP Code 85646

ZIP code 85646 is located in Tubac, Arizona, within Santa Cruz County. With a population of 1,280, this is a sparsely populated ZIP code with an older community — the median age is 69.4 years. Economically, 85646 is a middle-income ZIP code: the median household income of $85,321 is near the national average.

Real estate in ZIP code 85646 represents a premium housing market. The median home value of $473,400 is significantly above the national average. Homeownership is strong here — 90.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.

The population of 85646 is primarily White (75.00%). Residents are highly educated — 61.7% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 6.3%. Household income has grown by 29% since 2019.

The unemployment rate in 85646 stands at 5.7%, which is above the national average. About 18% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 82%.

Overall, ZIP code 85646 in Tubac, AZ is characterized as middle-income, highly educated, an older community, and predominantly owner-occupied. With 1,280 residents, a median household income of $85,321, and a median home value of $473,400, it offers a clear picture of life in this part of Arizona.