US ZIP Code
85620

Naco, AZ

Cochise County  ·  Arizona

● Active
👥 1,105 Population ↑ 47% since 2019
💰 $51,161 Median HH Income
▼ 33% below avg ↑ 36% since 2019
🎂 29.1 Median Age ↓ 29% since 2019
🏠 $74,000 Median Home Value
▼ 73% below avg ↑ 6% since 2019
🎓 17.4% College Grads
▼ 55% below avg
📊 6.3% Unemployment
▲ 28% above avg
ZIP Code Details
ZIP Code85620
CityNaco
StateArizona (AZ)
CountyCochise County
Area Code520
Elevation4,604 ft
Latitude31.33849
Longitude-109.944654
TimezonePhoenix
FIPS04003
ZIP TypePO Box
StatusActive
People & Population (ACS 2023)
♂ Male 45.6% (504) Female 54.4% (601) ♀

Race & Ethnicity

White: 3%Hispanic: 97%Race
White3.0%
Hispanic97.0%

Age Breakdown

Under 5
4%
5–17
32%
18–24
13%
25–44
19%
45–64
15%
65+
8%

Key Indicators

Median Age29.1 yrs ↓ 29% since 2019
Avg Household Size3.44
Below Poverty32.9% ▲ 229% above avg
College Grads17.4% ▼ 55% below avg
Unemployment6.3% ▲ 28% above avg
No HS Diploma36 (8.8%)
HS Graduate189 (46.2%)
Some College28 (6.8%)
Associates85 (20.8%)
Bachelors47 (11.5%)
Graduate Degree24 (5.9%)

Education

No HS: 8.8%HS Grad: 46.2%Some College: 6.8%Associates: 20.8%Bachelors: 11.5%Graduate: 5.9%Edu
No HS8.8%
HS Grad46.2%
Some College6.8%
Associates20.8%
Bachelors11.5%
Graduate5.9%
Housing & Income

Housing Tenure

Owner: 88.5%Renter: 11.5%Tenure
Owner88.5%
Renter11.5%

Home Value Distribution

Under $50k
13%
$50k–100k
50%
$100k–150k
22%
$150k–200k
8%
$200k–300k
5%
$300k–500k
1%

Financials

Median HH Income$51,161 ▼ 33% below avg ↑ 36% since 2019
Median Home Value$74,000 ▼ 73% below avg ↑ 6% since 2019
Home/Income Ratio1.4x (nat avg ~3.5x)
Median Rent$694/mo ↓ 9% since 2019
Total Units375
Vacant Units54
Avg HH Size3.44

Income Distribution

Under $25k
33%
$25k–50k
12%
$50k–75k
28%
$75k–100k
8%
$100k–150k
9%
$150k–200k
9%
Employment & Commute

How People Get to Work

Drove Alone
99%
Work From Home
1%

Commute Time

Under 15 min
32%
15–30 min
15%
30–45 min
15%
Over 45 min
38%
Housing Stock

Year Built

1940s–1950s
14%
1960s–1970s
9%
1980s–1990s
19%
2000+
58%

Summary

Total Units375
Vacant54
Owner Occupied88.5%
Renter Occupied11.5%
Avg HH Size3.44
Frequently Asked Questions
ZIP code 85620 is in Naco, AZ, in Cochise County.
ZIP code 85620 is located in Arizona (AZ).
ZIP code 85620 is in Cochise County, AZ.
ZIP 85620 observes the Phoenix timezone.
The estimated population of ZIP code 85620 is 1,105 people (ACS 2023).
The median household income in ZIP code 85620 is $51,161 (ACS 2023).
The median home value in ZIP 85620 is $74,000 (ACS 2023).
About ZIP Code 85620

ZIP code 85620 is located in Naco, Arizona, within Cochise County. With a population of 1,105, this is a sparsely populated ZIP code with a young community — the median age is 29.1 years. Economically, 85620 is a working-class ZIP code: the median household income of $51,161 is below the national average.

Real estate in ZIP code 85620 represents one of the more affordable housing markets in the country. The median home value of $74,000 is well below the national average. Renters can expect to pay around $694 per month in median rent. Homeownership is strong here — 88.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 6% since 2019.

The population of 85620 is primarily Hispanic (97.01%). Residents are less-educated — 17.4% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 32.9%. Household income has grown by 36% since 2019.

The unemployment rate in 85620 stands at 6.3%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 94%.

Overall, ZIP code 85620 in Naco, AZ is characterized as working-class, less-educated, a young community, and predominantly owner-occupied. With 1,105 residents, a median household income of $51,161, and a median home value of $74,000, it offers a clear picture of life in this part of Arizona.