US ZIP Code
81428

Paonia, CO

Delta County  ·  Colorado

● Active
👥 3,767 Population ↑ 17% since 2019
💰 $76,964 Median HH Income
≈ Avg ↑ 53% since 2019
🎂 50.6 Median Age ↓ 7% since 2019
🏠 $371,400 Median Home Value
▲ 33% above avg ↑ 56% since 2019
🎓 46.5% College Grads
▲ 20% above avg
📊 2.0% Unemployment
▼ 58% below avg ↓ 49% since 2019
ZIP Code Details
ZIP Code81428
CityPaonia
StateColorado (CO)
CountyDelta County
Area Code970
Elevation9,880 ft
Latitude38.962987
Longitude-107.599578
TimezoneDenver (DST)
FIPS08029
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.5% (1,865) Female 50.5% (1,902) ♀

Race & Ethnicity

White: 87.2%Hispanic: 7.2%Black: 2.1%Asian: 0.4%Other: 2.7%Race
White87.2%
Hispanic7.2%
Black2.1%
Asian0.4%
Other2.7%

Age Breakdown

Under 5
3%
5–17
16%
18–24
2%
25–44
20%
45–64
26%
65+
15%

Key Indicators

Median Age50.6 yrs ↓ 7% since 2019
Avg Household Size2.12
Below Poverty11.4% ▲ 14% above avg
College Grads46.5% ▲ 20% above avg
Unemployment2.0% ▼ 58% below avg
No HS Diploma24 (0.9%)
HS Graduate632 (22.4%)
Some College447 (15.8%)
Associates407 (14.4%)
Bachelors179 (6.3%)
Graduate Degree1,134 (40.2%)

Education

No HS: 0.9%HS Grad: 22.4%Some College: 15.8%Associates: 14.4%Bachelors: 6.3%Graduate: 40.2%Edu
No HS0.9%
HS Grad22.4%
Some College15.8%
Associates14.4%
Bachelors6.3%
Graduate40.2%
Housing & Income

Housing Tenure

Owner: 79.4%Renter: 20.6%Tenure
Owner79.4%
Renter20.6%

Home Value Distribution

Under $50k
4%
$50k–100k
1%
$100k–150k
1%
$150k–200k
1%
$200k–300k
26%
$300k–500k
36%
Over $500k
31%

Financials

Median HH Income$76,964 ≈ Avg ↑ 53% since 2019
Median Home Value$371,400 ▲ 33% above avg ↑ 56% since 2019
Home/Income Ratio4.8x (nat avg ~3.5x)
Median Rent$1,007/mo ↑ 31% since 2019
Total Units2,150
Vacant Units401
Avg HH Size2.12

Income Distribution

Under $25k
19%
$25k–50k
13%
$50k–75k
14%
$75k–100k
18%
$100k–150k
26%
$150k–200k
7%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
67%
Walked
3%
Work From Home
29%

Commute Time

Under 15 min
46%
15–30 min
28%
30–45 min
15%
Over 45 min
11%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
5%
1960s–1970s
18%
1980s–1990s
15%
2000+
59%

Summary

Total Units2,150
Vacant401
Owner Occupied79.4%
Renter Occupied20.6%
Avg HH Size2.12
Frequently Asked Questions
ZIP code 81428 is in Paonia, CO, in Delta County.
ZIP code 81428 is located in Colorado (CO).
ZIP code 81428 is in Delta County, CO.
ZIP 81428 observes the Denver timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 81428 is 3,767 people (ACS 2023).
The median household income in ZIP code 81428 is $76,964 (ACS 2023).
The median home value in ZIP 81428 is $371,400 (ACS 2023).
About ZIP Code 81428

ZIP code 81428 is located in Paonia, Colorado, within Delta County. With a population of 3,767, this is a sparsely populated ZIP code with a mature community — the median age is 50.6 years. Economically, 81428 is a middle-income ZIP code: the median household income of $76,964 is near the national average.

Real estate in ZIP code 81428 represents a mid-range housing market. The median home value of $371,400 is above the national average. Renters can expect to pay around $1,007 per month in median rent. Homeownership is strong here — 79.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 56% since 2019.

The population of 81428 is primarily White (87.23%). Residents are well-educated — 46.5% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 11.4%. Household income has grown by 53% since 2019.

The unemployment rate in 81428 stands at 2.0%, which is well below the national average. A notably high share of workers — 28% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 63%.

Overall, ZIP code 81428 in Paonia, CO is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 3,767 residents, a median household income of $76,964, and a median home value of $371,400, it offers a clear picture of life in this part of Colorado.