| ZIP Code | 78003 |
|---|---|
| City | Bandera |
| State | Texas (TX) |
| County | Bandera County |
| Area Code | 830 |
| Elevation | 1,318 ft |
| Latitude | 29.70798 |
|---|---|
| Longitude | -99.103894 |
| Timezone | Chicago (DST) |
| FIPS | 48019 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 51.2 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.29 |
| Below Poverty | 18.1% ▲ 81% above avg |
| College Grads | 40.0% ≈ Avg |
| Unemployment | 4.6% ≈ Avg |
| No HS Diploma | 1 (0%) |
| HS Graduate | 1,679 (26.5%) |
| Some College | 1,067 (16.8%) |
| Associates | 1,051 (16.6%) |
| Bachelors | 987 (15.6%) |
| Graduate Degree | 1,548 (24.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $54,500 ▼ 29% below avg ↓ 9% since 2019 |
|---|---|
| Median Home Value | $233,100 ▼ 16% below avg ↑ 42% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $1,096/mo ↑ 20% since 2019 |
| Total Units | 5,194 |
| Vacant Units | 1,068 |
| Avg HH Size | 2.29 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,194 |
|---|---|
| Vacant | 1,068 |
| Owner Occupied | 84.1% |
| Renter Occupied | 15.9% |
| Avg HH Size | 2.29 |
ZIP code 78003 is located in Bandera, Texas, within Bandera County. With a population of 9,594, this is a lightly populated ZIP code with a mature community — the median age is 51.2 years. Economically, 78003 is a working-class ZIP code: the median household income of $54,500 is below the national average.
Real estate in ZIP code 78003 represents an affordable housing market. The median home value of $233,100 is below the national average. Renters can expect to pay around $1,096 per month in median rent. Homeownership is strong here — 84.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.
The population of 78003 is primarily White (73.54%). Residents are well-educated — 40.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 18.1%. Household income has declined by 9% since 2019.
The unemployment rate in 78003 stands at 4.6%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 78003 in Bandera, TX is characterized as working-class, well-educated, a mature community, and predominantly owner-occupied. With 9,594 residents, a median household income of $54,500, and a median home value of $233,100, it offers a clear picture of life in this part of Texas.