| ZIP Code | 76641 |
|---|---|
| City | Frost |
| State | Texas (TX) |
| County | Navarro County |
| Area Code | 254/430/903/945/972 |
| Elevation | 552 ft |
| Latitude | 32.044707 |
|---|---|
| Longitude | -96.786919 |
| Timezone | Chicago (DST) |
| FIPS | 48349 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 33.5 yrs ↓ 30% since 2019 |
|---|---|
| Avg Household Size | 3.16 |
| Below Poverty | 18.7% ▲ 87% above avg |
| College Grads | 38.4% ≈ Avg |
| Unemployment | 1.6% ▼ 68% below avg |
| No HS Diploma | 9 (0.9%) |
| HS Graduate | 304 (30.1%) |
| Some College | 197 (19.5%) |
| Associates | 112 (11.1%) |
| Bachelors | 223 (22.1%) |
| Graduate Degree | 165 (16.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $74,205 ≈ Avg ↑ 84% since 2019 |
|---|---|
| Median Home Value | $143,200 ▼ 49% below avg ↑ 65% since 2019 |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $1,090/mo ↑ 44% since 2019 |
| Total Units | 756 |
| Vacant Units | 93 |
| Avg HH Size | 3.16 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 756 |
|---|---|
| Vacant | 93 |
| Owner Occupied | 82.7% |
| Renter Occupied | 17.4% |
| Avg HH Size | 3.16 |
ZIP code 76641 is located in Frost, Texas, within Navarro County. With a population of 2,094, this is a sparsely populated ZIP code with a relatively young community — the median age is 33.5 years. Economically, 76641 is a solidly middle-class ZIP code: the median household income of $74,205 is near the national average.
Real estate in ZIP code 76641 represents one of the more affordable housing markets in the country. The median home value of $143,200 is below the national average. Renters can expect to pay around $1,090 per month in median rent. Homeownership is strong here — 82.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 65% since 2019.
The population of 76641 is majority White (53.06%). Residents are moderately educated — 38.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 18.7%. Household income has grown by 84% since 2019.
The unemployment rate in 76641 stands at 1.6%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 76641 in Frost, TX is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 2,094 residents, a median household income of $74,205, and a median home value of $143,200, it offers a clear picture of life in this part of Texas.