| ZIP Code | 76240 |
|---|---|
| City | Gainesville |
| State | Texas (TX) |
| County | Cooke County |
| Area Code | 940 |
| Elevation | 779 ft |
| Latitude | 33.661602 |
|---|---|
| Longitude | -97.176369 |
| Timezone | Chicago (DST) |
| FIPS | 48097 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.2 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.52 |
| Below Poverty | 16.5% ▲ 65% above avg |
| College Grads | 35.1% ▼ 9% below avg |
| Unemployment | 5.3% ▲ 8% above avg |
| No HS Diploma | 356 (2%) |
| HS Graduate | 5,138 (29.2%) |
| Some College | 2,839 (16.1%) |
| Associates | 3,104 (17.6%) |
| Bachelors | 1,751 (9.9%) |
| Graduate Degree | 4,436 (25.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $67,056 ▼ 12% below avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $207,600 ▼ 26% below avg ↑ 34% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $1,105/mo ↑ 24% since 2019 |
| Total Units | 12,412 |
| Vacant Units | 1,035 |
| Avg HH Size | 2.52 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,412 |
|---|---|
| Vacant | 1,035 |
| Owner Occupied | 67.8% |
| Renter Occupied | 32.2% |
| Avg HH Size | 2.52 |
ZIP code 76240 is located in Gainesville, Texas, within Cooke County. With a population of 29,271, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.2 years. Economically, 76240 is a solidly middle-class ZIP code: the median household income of $67,056 is near the national average.
Real estate in ZIP code 76240 represents an affordable housing market. The median home value of $207,600 is below the national average. Renters can expect to pay around $1,105 per month in median rent. Homeownership is strong here — 67.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 34% since 2019.
The population of 76240 is majority White (66.22%). Residents are moderately educated — 35.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 16.5%. Household income has grown by 26% since 2019.
The unemployment rate in 76240 stands at 5.3%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 76240 in Gainesville, TX is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 29,271 residents, a median household income of $67,056, and a median home value of $207,600, it offers a clear picture of life in this part of Texas.