| ZIP Code | 75645 |
|---|---|
| City | Gilmer |
| State | Texas (TX) |
| County | Upshur County |
| Area Code | 430/903 |
| Elevation | 398 ft |
| Latitude | 32.67875 |
|---|---|
| Longitude | -94.879548 |
| Timezone | Chicago (DST) |
| FIPS | 48459 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.8 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.54 |
| Below Poverty | 13.2% ▲ 32% above avg |
| College Grads | 30.6% ▼ 21% below avg |
| Unemployment | 3.8% ▼ 23% below avg |
| No HS Diploma | 157 (2.3%) |
| HS Graduate | 1,935 (28.2%) |
| Some College | 1,392 (20.3%) |
| Associates | 1,269 (18.5%) |
| Bachelors | 833 (12.2%) |
| Graduate Degree | 1,266 (18.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $64,069 ▼ 16% below avg ↑ 13% since 2019 |
|---|---|
| Median Home Value | $178,700 ▼ 36% below avg ↑ 12% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $1,060/mo ↑ 8% since 2019 |
| Total Units | 4,505 |
| Vacant Units | 360 |
| Avg HH Size | 2.54 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,505 |
|---|---|
| Vacant | 360 |
| Owner Occupied | 84.1% |
| Renter Occupied | 16.0% |
| Avg HH Size | 2.54 |
ZIP code 75645 is located in Gilmer, Texas, within Upshur County. With a population of 10,511, this is a lightly populated ZIP code with a middle-aged community — the median age is 44.8 years. Economically, 75645 is a solidly middle-class ZIP code: the median household income of $64,069 is below the national average.
Real estate in ZIP code 75645 represents an affordable housing market. The median home value of $178,700 is below the national average. Renters can expect to pay around $1,060 per month in median rent. Homeownership is strong here — 84.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 12% since 2019.
The population of 75645 is primarily White (81.11%). Residents are moderately educated — 30.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 13.2%. Household income has grown by 13% since 2019.
The unemployment rate in 75645 stands at 3.8%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 75645 in Gilmer, TX is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 10,511 residents, a median household income of $64,069, and a median home value of $178,700, it offers a clear picture of life in this part of Texas.