| ZIP Code | 75428 |
|---|---|
| City | Commerce |
| State | Texas (TX) |
| County | Hunt County |
| Area Code | 430/903 |
| Elevation | 485 ft |
| Latitude | 33.274704 |
|---|---|
| Longitude | -95.917561 |
| Timezone | Chicago (DST) |
| FIPS | 48231 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 26.6 yrs |
|---|---|
| Avg Household Size | 2.44 |
| Below Poverty | 20.6% ▲ 106% above avg |
| College Grads | 33.0% ▼ 15% below avg |
| Unemployment | 3.8% ▼ 22% below avg |
| No HS Diploma | 138 (2.6%) |
| HS Graduate | 1,569 (29.9%) |
| Some College | 1,057 (20.2%) |
| Associates | 750 (14.3%) |
| Bachelors | 446 (8.5%) |
| Graduate Degree | 1,284 (24.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $48,372 ▼ 37% below avg ↑ 37% since 2019 |
|---|---|
| Median Home Value | $145,600 ▼ 48% below avg ↑ 80% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $910/mo ↑ 9% since 2019 |
| Total Units | 4,616 |
| Vacant Units | 754 |
| Avg HH Size | 2.44 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,616 |
|---|---|
| Vacant | 754 |
| Owner Occupied | 51.1% |
| Renter Occupied | 48.9% |
| Avg HH Size | 2.44 |
ZIP code 75428 is located in Commerce, Texas, within Hunt County. With a population of 11,587, this is a lightly populated ZIP code with a young community — the median age is 26.6 years. Economically, 75428 is a working-class ZIP code: the median household income of $48,372 is below the national average.
Real estate in ZIP code 75428 represents one of the more affordable housing markets in the country. The median home value of $145,600 is below the national average. Renters can expect to pay around $910 per month in median rent. The area has a relatively balanced mix of owners (51.1%) and renters (48.9%). Median home values have increased by 80% since 2019.
The population of 75428 is majority White (54.73%). Residents are moderately educated — 33.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 20.6%. Household income has grown by 37% since 2019.
The unemployment rate in 75428 stands at 3.8%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 68%.
Overall, ZIP code 75428 in Commerce, TX is characterized as working-class, moderately educated, and a young community. With 11,587 residents, a median household income of $48,372, and a median home value of $145,600, it offers a clear picture of life in this part of Texas.