| ZIP Code | 74851 |
|---|---|
| City | Mcloud |
| State | Oklahoma (OK) |
| County | Pottawatomie County |
| Area Code | 405/572 |
| Elevation | 1,113 ft |
| Latitude | 35.426238 |
|---|---|
| Longitude | -97.081953 |
| Timezone | Chicago (DST) |
| FIPS | 40125 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.0 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.74 |
| Below Poverty | 7.6% ▼ 24% below avg |
| College Grads | 26.3% ▼ 32% below avg |
| Unemployment | 6.4% ▲ 31% above avg |
| No HS Diploma | 51 (0.7%) |
| HS Graduate | 2,508 (34.4%) |
| Some College | 1,544 (21.2%) |
| Associates | 1,274 (17.5%) |
| Bachelors | 799 (11%) |
| Graduate Degree | 1,118 (15.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $77,500 ≈ Avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $159,600 ▼ 43% below avg ↑ 24% since 2019 |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Median Rent | $624/mo ↓ 15% since 2019 |
| Total Units | 3,844 |
| Vacant Units | 244 |
| Avg HH Size | 2.74 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,844 |
|---|---|
| Vacant | 244 |
| Owner Occupied | 83.0% |
| Renter Occupied | 17.0% |
| Avg HH Size | 2.74 |
ZIP code 74851 is located in Mcloud, Oklahoma, within Pottawatomie County. With a population of 11,161, this is a lightly populated ZIP code with a middle-aged community — the median age is 39 years. Economically, 74851 is a middle-income ZIP code: the median household income of $77,500 is near the national average.
Real estate in ZIP code 74851 represents an affordable housing market. The median home value of $159,600 is below the national average. Renters can expect to pay around $624 per month in median rent. Homeownership is strong here — 83.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 24% since 2019.
The population of 74851 is majority White (68.96%). Residents are moderately educated — 26.3% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 7.6%. Household income has grown by 26% since 2019.
The unemployment rate in 74851 stands at 6.4%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 74851 in Mcloud, OK is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 11,161 residents, a median household income of $77,500, and a median home value of $159,600, it offers a clear picture of life in this part of Oklahoma.