| ZIP Code | 74604 |
|---|---|
| City | Ponca City |
| State | Oklahoma (OK) |
| County | Kay County |
| Area Code | 580 |
| Elevation | 1,019 ft |
| Latitude | 36.701928 |
|---|---|
| Longitude | -96.982361 |
| Timezone | Chicago (DST) |
| FIPS | 40071 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.2 yrs |
|---|---|
| Avg Household Size | 2.50 |
| Below Poverty | 10.9% ▲ 9% above avg |
| College Grads | 43.8% ▲ 13% above avg |
| Unemployment | 4.2% ▼ 14% below avg |
| No HS Diploma | 31 (0.4%) |
| HS Graduate | 2,219 (26.4%) |
| Some College | 1,153 (13.7%) |
| Associates | 1,323 (15.7%) |
| Bachelors | 1,242 (14.8%) |
| Graduate Degree | 2,444 (29.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $84,156 ▲ 10% above avg ↑ 37% since 2019 |
|---|---|
| Median Home Value | $198,100 ▼ 29% below avg ↑ 33% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $770/mo ↑ 20% since 2019 |
| Total Units | 5,576 |
| Vacant Units | 719 |
| Avg HH Size | 2.50 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,576 |
|---|---|
| Vacant | 719 |
| Owner Occupied | 79.4% |
| Renter Occupied | 20.6% |
| Avg HH Size | 2.50 |
ZIP code 74604 is located in Ponca City, Oklahoma, within Kay County. With a population of 12,369, this is a lightly populated ZIP code with a mature community — the median age is 45.2 years. Economically, 74604 is a middle-income ZIP code: the median household income of $84,156 is near the national average.
Real estate in ZIP code 74604 represents an affordable housing market. The median home value of $198,100 is below the national average. Renters can expect to pay around $770 per month in median rent. Homeownership is strong here — 79.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 33% since 2019.
The population of 74604 is primarily White (80.74%). Residents are well-educated — 43.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 10.9%. Household income has grown by 37% since 2019.
The unemployment rate in 74604 stands at 4.2%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 88%.
Overall, ZIP code 74604 in Ponca City, OK is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 12,369 residents, a median household income of $84,156, and a median home value of $198,100, it offers a clear picture of life in this part of Oklahoma.