| ZIP Code | 74538 |
|---|---|
| City | Coalgate |
| State | Oklahoma (OK) |
| County | Coal County |
| Area Code | 580 |
| Elevation | 655 ft |
| Latitude | 34.5694 |
|---|---|
| Longitude | -96.24928 |
| Timezone | Chicago (DST) |
| FIPS | 40029 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.2 yrs ↓ 8% since 2019 |
|---|---|
| Avg Household Size | 2.57 |
| Below Poverty | 22.4% ▲ 124% above avg |
| College Grads | 27.3% ▼ 30% below avg |
| Unemployment | 6.2% ▲ 26% above avg |
| No HS Diploma | 7 (0.3%) |
| HS Graduate | 821 (37.3%) |
| Some College | 424 (19.3%) |
| Associates | 347 (15.8%) |
| Bachelors | 172 (7.8%) |
| Graduate Degree | 428 (19.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $48,824 ▼ 36% below avg ↑ 21% since 2019 |
|---|---|
| Median Home Value | $93,800 ▼ 66% below avg ↑ 15% since 2019 |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $670/mo ↑ 9% since 2019 |
| Total Units | 1,898 |
| Vacant Units | 388 |
| Avg HH Size | 2.57 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,898 |
|---|---|
| Vacant | 388 |
| Owner Occupied | 65.4% |
| Renter Occupied | 34.6% |
| Avg HH Size | 2.57 |
ZIP code 74538 is located in Coalgate, Oklahoma, within Coal County. With a population of 3,933, this is a sparsely populated ZIP code with a middle-aged community — the median age is 39.2 years. Economically, 74538 is a working-class ZIP code: the median household income of $48,824 is below the national average.
Real estate in ZIP code 74538 represents one of the more affordable housing markets in the country. The median home value of $93,800 is well below the national average. Renters can expect to pay around $670 per month in median rent. Homeownership is strong here — 65.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 15% since 2019.
The population of 74538 is majority White (62.70%). Residents are moderately educated — 27.3% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 22.4%. Household income has grown by 21% since 2019.
The unemployment rate in 74538 stands at 6.2%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 74538 in Coalgate, OK is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 3,933 residents, a median household income of $48,824, and a median home value of $93,800, it offers a clear picture of life in this part of Oklahoma.