| ZIP Code | 74432 |
|---|---|
| City | Eufaula |
| State | Oklahoma (OK) |
| County | McIntosh County |
| Area Code | 539/918 |
| Elevation | 627 ft |
| Latitude | 35.282171 |
|---|---|
| Longitude | -95.650568 |
| Timezone | Chicago (DST) |
| FIPS | 40091 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.6 yrs ↓ 4% since 2019 |
|---|---|
| Avg Household Size | 2.38 |
| Below Poverty | 19.7% ▲ 97% above avg |
| College Grads | 25.3% ▼ 35% below avg |
| Unemployment | 3.7% ▼ 24% below avg |
| No HS Diploma | 64 (1%) |
| HS Graduate | 2,635 (39.5%) |
| Some College | 1,093 (16.4%) |
| Associates | 1,194 (17.9%) |
| Bachelors | 539 (8.1%) |
| Graduate Degree | 1,147 (17.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $48,967 ▼ 36% below avg ↑ 17% since 2019 |
|---|---|
| Median Home Value | $175,000 ▼ 37% below avg ↑ 68% since 2019 |
| Home/Income Ratio | 3.6x (nat avg ~3.5x) |
| Median Rent | $817/mo ↑ 38% since 2019 |
| Total Units | 6,496 |
| Vacant Units | 2,470 |
| Avg HH Size | 2.38 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,496 |
|---|---|
| Vacant | 2,470 |
| Owner Occupied | 78.1% |
| Renter Occupied | 21.9% |
| Avg HH Size | 2.38 |
ZIP code 74432 is located in Eufaula, Oklahoma, within McIntosh County. With a population of 9,793, this is a lightly populated ZIP code with a mature community — the median age is 49.6 years. Economically, 74432 is a working-class ZIP code: the median household income of $48,967 is below the national average.
Real estate in ZIP code 74432 represents an affordable housing market. The median home value of $175,000 is below the national average. Renters can expect to pay around $817 per month in median rent. Homeownership is strong here — 78.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 68% since 2019.
The population of 74432 is primarily White (76.85%). Residents are moderately educated — 25.3% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 19.7%. Household income has grown by 17% since 2019.
The unemployment rate in 74432 stands at 3.7%, which is below the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 74432 in Eufaula, OK is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 9,793 residents, a median household income of $48,967, and a median home value of $175,000, it offers a clear picture of life in this part of Oklahoma.