| ZIP Code | 74354 |
|---|---|
| City | Miami |
| State | Oklahoma (OK) |
| County | Ottawa County |
| Area Code | 539/918 |
| Elevation | 779 ft |
| Latitude | 36.889474 |
|---|---|
| Longitude | -94.880953 |
| Timezone | Chicago (DST) |
| FIPS | 40115 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.0 yrs ↓ 5% since 2019 |
|---|---|
| Avg Household Size | 2.44 |
| Below Poverty | 19.1% ▲ 91% above avg |
| College Grads | 33.8% ▼ 13% below avg |
| Unemployment | 2.8% ▼ 44% below avg |
| No HS Diploma | 110 (1.2%) |
| HS Graduate | 2,723 (28.6%) |
| Some College | 1,409 (14.8%) |
| Associates | 2,076 (21.8%) |
| Bachelors | 1,315 (13.8%) |
| Graduate Degree | 1,903 (20%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $49,668 ▼ 35% below avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $120,200 ▼ 57% below avg ↑ 30% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $802/mo ↑ 13% since 2019 |
| Total Units | 7,502 |
| Vacant Units | 960 |
| Avg HH Size | 2.44 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 7,502 |
|---|---|
| Vacant | 960 |
| Owner Occupied | 62.8% |
| Renter Occupied | 37.2% |
| Avg HH Size | 2.44 |
ZIP code 74354 is located in Miami, Oklahoma, within Ottawa County. With a population of 16,972, this is a moderately populated ZIP code with a relatively young community — the median age is 35 years. Economically, 74354 is a working-class ZIP code: the median household income of $49,668 is below the national average.
Real estate in ZIP code 74354 represents one of the more affordable housing markets in the country. The median home value of $120,200 is well below the national average. Renters can expect to pay around $802 per month in median rent. Homeownership is strong here — 62.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 30% since 2019.
The population of 74354 is majority White (62.65%). Residents are moderately educated — 33.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 19.1%. Household income has grown by 22% since 2019.
The unemployment rate in 74354 stands at 2.8%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 74354 in Miami, OK is characterized as working-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 16,972 residents, a median household income of $49,668, and a median home value of $120,200, it offers a clear picture of life in this part of Oklahoma.