| ZIP Code | 74085 |
|---|---|
| City | Yale |
| State | Oklahoma (OK) |
| County | Payne County |
| Area Code | 539/918 |
| Elevation | 884 ft |
| Latitude | 36.110793 |
|---|---|
| Longitude | -96.722608 |
| Timezone | Chicago (DST) |
| FIPS | 40119 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.4 yrs ↑ 8% since 2019 |
|---|---|
| Avg Household Size | 2.43 |
| Below Poverty | 24.1% ▲ 141% above avg |
| College Grads | 17.6% ▼ 55% below avg |
| Unemployment | 4.8% ≈ Avg |
| No HS Diploma | 32 (2%) |
| HS Graduate | 878 (54%) |
| Some College | 212 (13%) |
| Associates | 218 (13.4%) |
| Bachelors | 84 (5.2%) |
| Graduate Degree | 202 (12.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $41,111 ▼ 46% below avg ↑ 17% since 2019 |
|---|---|
| Median Home Value | $172,600 ▼ 38% below avg ↑ 124% since 2019 |
| Home/Income Ratio | 4.2x (nat avg ~3.5x) |
| Median Rent | $819/mo ↑ 16% since 2019 |
| Total Units | 1,197 |
| Vacant Units | 215 |
| Avg HH Size | 2.43 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,197 |
|---|---|
| Vacant | 215 |
| Owner Occupied | 76.4% |
| Renter Occupied | 23.6% |
| Avg HH Size | 2.43 |
ZIP code 74085 is located in Yale, Oklahoma, within Payne County. With a population of 2,391, this is a sparsely populated ZIP code with a mature community — the median age is 46.4 years. Economically, 74085 is a working-class ZIP code: the median household income of $41,111 is below the national average.
Real estate in ZIP code 74085 represents an affordable housing market. The median home value of $172,600 is below the national average. Renters can expect to pay around $819 per month in median rent. Homeownership is strong here — 76.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 124% since 2019.
The population of 74085 is primarily White (83.48%). Residents are less-educated — 17.6% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 24.1%. Household income has grown by 17% since 2019.
The unemployment rate in 74085 stands at 4.8%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 74085 in Yale, OK is characterized as working-class, less-educated, a mature community, and predominantly owner-occupied. With 2,391 residents, a median household income of $41,111, and a median home value of $172,600, it offers a clear picture of life in this part of Oklahoma.