| ZIP Code | 74048 |
|---|---|
| City | Nowata |
| State | Oklahoma (OK) |
| County | Nowata County |
| Area Code | 539/918 |
| Elevation | 670 ft |
| Latitude | 36.691792 |
|---|---|
| Longitude | -95.650961 |
| Timezone | Chicago (DST) |
| FIPS | 40105 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.2 yrs ↓ 6% since 2019 |
|---|---|
| Avg Household Size | 2.47 |
| Below Poverty | 17.5% ▲ 75% above avg |
| College Grads | 29.2% ▼ 25% below avg |
| Unemployment | 6.4% ▲ 31% above avg |
| No HS Diploma | 36 (1%) |
| HS Graduate | 1,364 (38.2%) |
| Some College | 540 (15.1%) |
| Associates | 587 (16.4%) |
| Bachelors | 398 (11.1%) |
| Graduate Degree | 646 (18.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $51,346 ▼ 33% below avg ↑ 27% since 2019 |
|---|---|
| Median Home Value | $119,300 ▼ 57% below avg ↑ 35% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $753/mo ↑ 26% since 2019 |
| Total Units | 2,589 |
| Vacant Units | 389 |
| Avg HH Size | 2.47 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,589 |
|---|---|
| Vacant | 389 |
| Owner Occupied | 69.1% |
| Renter Occupied | 30.9% |
| Avg HH Size | 2.47 |
ZIP code 74048 is located in Nowata, Oklahoma, within Nowata County. With a population of 5,592, this is a lightly populated ZIP code with a middle-aged community — the median age is 40.2 years. Economically, 74048 is a working-class ZIP code: the median household income of $51,346 is below the national average.
Real estate in ZIP code 74048 represents one of the more affordable housing markets in the country. The median home value of $119,300 is well below the national average. Renters can expect to pay around $753 per month in median rent. Homeownership is strong here — 69.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.
The population of 74048 is majority White (64.50%). Residents are moderately educated — 29.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 17.5%. Household income has grown by 27% since 2019.
The unemployment rate in 74048 stands at 6.4%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 74048 in Nowata, OK is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 5,592 residents, a median household income of $51,346, and a median home value of $119,300, it offers a clear picture of life in this part of Oklahoma.