| ZIP Code | 74020 |
|---|---|
| City | Cleveland |
| State | Oklahoma (OK) |
| County | Pawnee County |
| Area Code | 539/918 |
| Elevation | 824 ft |
| Latitude | 36.246194 |
|---|---|
| Longitude | -96.42075 |
| Timezone | Chicago (DST) |
| FIPS | 40117 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.2 yrs |
|---|---|
| Avg Household Size | 2.52 |
| Below Poverty | 19.1% ▲ 91% above avg |
| College Grads | 27.4% ▼ 29% below avg |
| Unemployment | 3.2% ▼ 35% below avg |
| No HS Diploma | 103 (2.2%) |
| HS Graduate | 2,118 (44.3%) |
| Some College | 554 (11.6%) |
| Associates | 698 (14.6%) |
| Bachelors | 456 (9.5%) |
| Graduate Degree | 855 (17.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $61,188 ▼ 20% below avg ↑ 20% since 2019 |
|---|---|
| Median Home Value | $137,600 ▼ 51% below avg ↑ 42% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $886/mo ↑ 16% since 2019 |
| Total Units | 3,425 |
| Vacant Units | 536 |
| Avg HH Size | 2.52 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,425 |
|---|---|
| Vacant | 536 |
| Owner Occupied | 76.2% |
| Renter Occupied | 23.8% |
| Avg HH Size | 2.52 |
ZIP code 74020 is located in Cleveland, Oklahoma, within Pawnee County. With a population of 7,365, this is a lightly populated ZIP code with a middle-aged community — the median age is 42.2 years. Economically, 74020 is a solidly middle-class ZIP code: the median household income of $61,188 is below the national average.
Real estate in ZIP code 74020 represents one of the more affordable housing markets in the country. The median home value of $137,600 is well below the national average. Renters can expect to pay around $886 per month in median rent. Homeownership is strong here — 76.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.
The population of 74020 is primarily White (76.95%). Residents are moderately educated — 27.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 19.1%. Household income has grown by 20% since 2019.
The unemployment rate in 74020 stands at 3.2%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 74020 in Cleveland, OK is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 7,365 residents, a median household income of $61,188, and a median home value of $137,600, it offers a clear picture of life in this part of Oklahoma.