US ZIP Code
68826

Central City, NE

Merrick County  ·  Nebraska

● Active
👥 3,976 Population ↓ 2% since 2019
💰 $66,154 Median HH Income
▼ 13% below avg ↑ 17% since 2019
🎂 39.1 Median Age ↓ 15% since 2019
🏠 $169,600 Median Home Value
▼ 39% below avg ↑ 36% since 2019
🎓 30.4% College Grads
▼ 22% below avg
📊 0.0% Unemployment
▼ 100% below avg ↓ 100% since 2019
ZIP Code Details
ZIP Code68826
CityCentral City
StateNebraska (NE)
CountyMerrick County
Area Code308
Elevation1,683 ft
Latitude41.163588
Longitude-98.016399
TimezoneChicago (DST)
FIPS31121
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 48.9% (1,943) Female 51.1% (2,033) ♀

Race & Ethnicity

White: 88.6%Hispanic: 6%Black: 0.1%Asian: 1.3%Other: 4%Race
White88.6%
Hispanic6.0%
Black0.1%
Asian1.3%
Other4.0%

Age Breakdown

Under 5
7%
5–17
18%
18–24
8%
25–44
23%
45–64
25%
65+
8%

Key Indicators

Median Age39.1 yrs ↓ 15% since 2019
Avg Household Size2.47
Below Poverty7.4% ▼ 26% below avg
College Grads30.4% ▼ 22% below avg
Unemployment0.0% ▼ 100% below avg
No HS Diploma51 (2%)
HS Graduate801 (31.5%)
Some College300 (11.8%)
Associates619 (24.3%)
Bachelors214 (8.4%)
Graduate Degree558 (21.9%)

Education

No HS: 2%HS Grad: 31.5%Some College: 11.8%Associates: 24.3%Bachelors: 8.4%Graduate: 21.9%Edu
No HS2.0%
HS Grad31.5%
Some College11.8%
Associates24.3%
Bachelors8.4%
Graduate21.9%
Housing & Income

Housing Tenure

Owner: 72.2%Renter: 27.8%Tenure
Owner72.2%
Renter27.8%

Home Value Distribution

Under $50k
7%
$50k–100k
15%
$100k–150k
17%
$150k–200k
30%
$200k–300k
16%
$300k–500k
8%
Over $500k
7%

Financials

Median HH Income$66,154 ▼ 13% below avg ↑ 17% since 2019
Median Home Value$169,600 ▼ 39% below avg ↑ 36% since 2019
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$727/mo ↑ 8% since 2019
Total Units1,635
Vacant Units81
Avg HH Size2.47

Income Distribution

Under $25k
17%
$25k–50k
13%
$50k–75k
24%
$75k–100k
19%
$100k–150k
17%
$150k–200k
6%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
91%
Walked
5%
Work From Home
4%

Commute Time

Under 15 min
55%
15–30 min
23%
30–45 min
15%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
6%
1960s–1970s
14%
1980s–1990s
9%
2000+
70%

Summary

Total Units1,635
Vacant81
Owner Occupied72.2%
Renter Occupied27.8%
Avg HH Size2.47
Frequently Asked Questions
ZIP code 68826 is in Central City, NE, in Merrick County.
ZIP code 68826 is located in Nebraska (NE).
ZIP code 68826 is in Merrick County, NE.
ZIP 68826 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 68826 is 3,976 people (ACS 2023).
The median household income in ZIP code 68826 is $66,154 (ACS 2023).
The median home value in ZIP 68826 is $169,600 (ACS 2023).
About ZIP Code 68826

ZIP code 68826 is located in Central City, Nebraska, within Merrick County. With a population of 3,976, this is a sparsely populated ZIP code with a middle-aged community — the median age is 39.1 years. Economically, 68826 is a solidly middle-class ZIP code: the median household income of $66,154 is near the national average.

Real estate in ZIP code 68826 represents an affordable housing market. The median home value of $169,600 is below the national average. Renters can expect to pay around $727 per month in median rent. Homeownership is strong here — 72.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.

The population of 68826 is primarily White (88.58%). Residents are moderately educated — 30.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 7.4%. Household income has grown by 17% since 2019.

As in most parts of the country, driving alone is the dominant commute mode at 86%.

Overall, ZIP code 68826 in Central City, NE is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 3,976 residents, a median household income of $66,154, and a median home value of $169,600, it offers a clear picture of life in this part of Nebraska.