US ZIP Code
68864

Palmer, NE

Merrick County  ·  Nebraska

● Active
👥 1,065 Population ↓ 12% since 2019
💰 $77,440 Median HH Income
≈ Avg ↑ 32% since 2019
🎂 42.4 Median Age ↑ 13% since 2019
🏠 $134,800 Median Home Value
▼ 52% below avg ↑ 9% since 2019
🎓 39.5% College Grads
≈ Avg
📊 0.2% Unemployment
▼ 97% below avg ↓ 90% since 2019
ZIP Code Details
ZIP Code68864
CityPalmer
StateNebraska (NE)
CountyMerrick County
Area Code308
Elevation1,783 ft
Latitude41.255217
Longitude-98.238229
TimezoneChicago (DST)
FIPS31121
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.5% (538) Female 49.5% (527) ♀

Race & Ethnicity

White: 97.7%Hispanic: 0.9%Other: 1.5%Race
White97.7%
Hispanic0.9%
Other1.5%

Age Breakdown

Under 5
8%
5–17
18%
18–24
4%
25–44
23%
45–64
29%
65+
7%

Key Indicators

Median Age42.4 yrs ↑ 13% since 2019
Avg Household Size2.43
Below Poverty3.2% ▼ 68% below avg
College Grads39.5% ≈ Avg
Unemployment0.2% ▼ 97% below avg
No HS Diploma1 (0.1%)
HS Graduate275 (37.9%)
Some College77 (10.6%)
Associates86 (11.8%)
Bachelors106 (14.6%)
Graduate Degree181 (24.9%)

Education

No HS: 0.1%HS Grad: 37.9%Some College: 10.6%Associates: 11.8%Bachelors: 14.6%Graduate: 24.9%Edu
No HS0.1%
HS Grad37.9%
Some College10.6%
Associates11.8%
Bachelors14.6%
Graduate24.9%
Housing & Income

Housing Tenure

Owner: 86.6%Renter: 13.4%Tenure
Owner86.6%
Renter13.4%

Home Value Distribution

Under $50k
16%
$50k–100k
19%
$100k–150k
20%
$150k–200k
10%
$200k–300k
12%
$300k–500k
10%
Over $500k
14%

Financials

Median HH Income$77,440 ≈ Avg ↑ 32% since 2019
Median Home Value$134,800 ▼ 52% below avg ↑ 9% since 2019
Home/Income Ratio1.7x (nat avg ~3.5x)
Median Rent$963/mo ↑ 41% since 2019
Total Units499
Vacant Units60
Avg HH Size2.43

Income Distribution

Under $25k
10%
$25k–50k
16%
$50k–75k
17%
$75k–100k
20%
$100k–150k
25%
$150k–200k
7%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
89%
Walked
3%
Work From Home
8%

Commute Time

Under 15 min
33%
15–30 min
15%
30–45 min
32%
Over 45 min
21%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
11%
1960s–1970s
10%
1980s–1990s
5%
2000+
70%

Summary

Total Units499
Vacant60
Owner Occupied86.6%
Renter Occupied13.4%
Avg HH Size2.43
Frequently Asked Questions
ZIP code 68864 is in Palmer, NE, in Merrick County.
ZIP code 68864 is located in Nebraska (NE).
ZIP code 68864 is in Merrick County, NE.
ZIP 68864 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 68864 is 1,065 people (ACS 2023).
The median household income in ZIP code 68864 is $77,440 (ACS 2023).
The median home value in ZIP 68864 is $134,800 (ACS 2023).
About ZIP Code 68864

ZIP code 68864 is located in Palmer, Nebraska, within Merrick County. With a population of 1,065, this is a sparsely populated ZIP code with a middle-aged community — the median age is 42.4 years. Economically, 68864 is a middle-income ZIP code: the median household income of $77,440 is near the national average.

Real estate in ZIP code 68864 represents one of the more affordable housing markets in the country. The median home value of $134,800 is well below the national average. Renters can expect to pay around $963 per month in median rent. Homeownership is strong here — 86.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 9% since 2019.

The population of 68864 is primarily White (97.65%). Residents are moderately educated — 39.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 3.2%. Household income has grown by 32% since 2019.

The unemployment rate in 68864 stands at 0.2%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.

Overall, ZIP code 68864 in Palmer, NE is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 1,065 residents, a median household income of $77,440, and a median home value of $134,800, it offers a clear picture of life in this part of Nebraska.