| ZIP Code | 68654 |
|---|---|
| City | Polk |
| State | Nebraska (NE) |
| County | Polk County |
| Area Code | 402/531 |
| Elevation | 1,740 ft |
| Latitude | 41.067034 |
|---|---|
| Longitude | -97.779138 |
| Timezone | Chicago (DST) |
| FIPS | 31143 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.6 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.29 |
| Below Poverty | 11.4% ▲ 14% above avg |
| College Grads | 28.3% ▼ 27% below avg |
| Unemployment | 1.0% ▼ 79% below avg |
| HS Graduate | 123 (35.1%) |
| Some College | 73 (20.9%) |
| Associates | 55 (15.7%) |
| Bachelors | 62 (17.7%) |
| Graduate Degree | 37 (10.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,125 ▼ 17% below avg ↑ 15% since 2019 |
|---|---|
| Median Home Value | $95,600 ▼ 66% below avg ↑ 42% since 2019 |
| Home/Income Ratio | 1.5x (nat avg ~3.5x) |
| Total Units | 259 |
| Vacant Units | 28 |
| Avg HH Size | 2.29 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 259 |
|---|---|
| Vacant | 28 |
| Owner Occupied | 85.3% |
| Renter Occupied | 14.7% |
| Avg HH Size | 2.29 |
ZIP code 68654 is located in Polk, Nebraska, within Polk County. With a population of 528, this is a sparsely populated ZIP code with a middle-aged community — the median age is 43.6 years. Economically, 68654 is a solidly middle-class ZIP code: the median household income of $63,125 is below the national average.
Real estate in ZIP code 68654 represents one of the more affordable housing markets in the country. The median home value of $95,600 is well below the national average. Homeownership is strong here — 85.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.
The population of 68654 is primarily White (90.53%). Residents are moderately educated — 28.3% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 11.4%. Household income has grown by 15% since 2019.
The unemployment rate in 68654 stands at 1.0%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 68654 in Polk, NE is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 528 residents, a median household income of $63,125, and a median home value of $95,600, it offers a clear picture of life in this part of Nebraska.