| ZIP Code | 66023 |
|---|---|
| City | Effingham |
| State | Kansas (KS) |
| County | Atchison County |
| Area Code | 913 |
| Elevation | 1,109 ft |
| Latitude | 39.512268 |
|---|---|
| Longitude | -95.392384 |
| Timezone | Chicago (DST) |
| FIPS | 20005 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 61.4 yrs ↑ 52% since 2019 |
|---|---|
| Avg Household Size | 2.01 |
| Below Poverty | 3.4% ▼ 67% below avg |
| College Grads | 22.7% ▼ 42% below avg |
| Unemployment | 3.2% ▼ 35% below avg |
| No HS Diploma | 5 (0.6%) |
| HS Graduate | 290 (37.1%) |
| Some College | 239 (30.6%) |
| Associates | 70 (9%) |
| Bachelors | 89 (11.4%) |
| Graduate Degree | 88 (11.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $54,955 ▼ 28% below avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $108,400 ▼ 61% below avg ↑ 25% since 2019 |
| Home/Income Ratio | 2.0x (nat avg ~3.5x) |
| Median Rent | $846/mo ↑ 16% since 2019 |
| Total Units | 526 |
| Vacant Units | 51 |
| Avg HH Size | 2.01 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 526 |
|---|---|
| Vacant | 51 |
| Owner Occupied | 81.1% |
| Renter Occupied | 19.0% |
| Avg HH Size | 2.01 |
ZIP code 66023 is located in Effingham, Kansas, within Atchison County. With a population of 954, this is a sparsely populated ZIP code with an older community — the median age is 61.4 years. Economically, 66023 is a working-class ZIP code: the median household income of $54,955 is below the national average.
Real estate in ZIP code 66023 represents one of the more affordable housing markets in the country. The median home value of $108,400 is well below the national average. Renters can expect to pay around $846 per month in median rent. Homeownership is strong here — 81.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 66023 is primarily White (92.35%). Residents are less-educated — 22.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 3.4%. Household income has grown by 26% since 2019.
The unemployment rate in 66023 stands at 3.2%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.
Overall, ZIP code 66023 in Effingham, KS is characterized as working-class, less-educated, an older community, and predominantly owner-occupied. With 954 residents, a median household income of $54,955, and a median home value of $108,400, it offers a clear picture of life in this part of Kansas.