| ZIP Code | 65065 |
|---|---|
| City | Osage Beach |
| State | Missouri (MO) |
| County | Camden County |
| Area Code | 235/573 |
| Elevation | 788 ft |
| Latitude | 38.132046 |
|---|---|
| Longitude | -92.669926 |
| Timezone | Chicago (DST) |
| FIPS | 29029 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 57.2 yrs ↑ 10% since 2019 |
|---|---|
| Avg Household Size | 2.30 |
| Below Poverty | 13.8% ▲ 38% above avg |
| College Grads | 34.5% ▼ 11% below avg |
| Unemployment | 7.6% ▲ 56% above avg |
| No HS Diploma | 44 (0.9%) |
| HS Graduate | 1,572 (31.3%) |
| Some College | 617 (12.3%) |
| Associates | 1,062 (21.1%) |
| Bachelors | 295 (5.9%) |
| Graduate Degree | 1,437 (28.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $57,133 ▼ 25% below avg |
|---|---|
| Median Home Value | $298,700 ≈ Avg ↑ 20% since 2019 |
| Home/Income Ratio | 5.2x (nat avg ~3.5x) |
| Median Rent | $796/mo ↑ 15% since 2019 |
| Total Units | 8,164 |
| Vacant Units | 5,335 |
| Avg HH Size | 2.30 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,164 |
|---|---|
| Vacant | 5,335 |
| Owner Occupied | 71.3% |
| Renter Occupied | 28.7% |
| Avg HH Size | 2.30 |
ZIP code 65065 is located in Osage Beach, Missouri, within Camden County. With a population of 6,730, this is a lightly populated ZIP code with an older community — the median age is 57.2 years. Economically, 65065 is a solidly middle-class ZIP code: the median household income of $57,133 is below the national average.
Real estate in ZIP code 65065 represents a mid-range housing market. The median home value of $298,700 is near the national average. Renters can expect to pay around $796 per month in median rent. Homeownership is strong here — 71.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 20% since 2019.
The population of 65065 is primarily White (87.58%). Residents are moderately educated — 34.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.8%.
The unemployment rate in 65065 stands at 7.6%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 65065 in Osage Beach, MO is characterized as solidly middle-class, moderately educated, an older community, and predominantly owner-occupied. With 6,730 residents, a median household income of $57,133, and a median home value of $298,700, it offers a clear picture of life in this part of Missouri.