| ZIP Code | 65049 |
|---|---|
| City | Lake Ozark |
| State | Missouri (MO) |
| County | Camden County |
| Area Code | 235/573 |
| Elevation | 766 ft |
| Latitude | 38.199958 |
|---|---|
| Longitude | -92.67452 |
| Timezone | Chicago (DST) |
| FIPS | 29029 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.6 yrs |
|---|---|
| Avg Household Size | 2.36 |
| Below Poverty | 10.2% ≈ Avg |
| College Grads | 53.3% ▲ 38% above avg |
| Unemployment | 6.2% ▲ 28% above avg |
| No HS Diploma | 6 (0.1%) |
| HS Graduate | 1,152 (23.7%) |
| Some College | 530 (10.9%) |
| Associates | 582 (12%) |
| Bachelors | 617 (12.7%) |
| Graduate Degree | 1,978 (40.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $85,601 ▲ 12% above avg ↑ 41% since 2019 |
|---|---|
| Median Home Value | $354,200 ▲ 27% above avg ↑ 41% since 2019 |
| Home/Income Ratio | 4.1x (nat avg ~3.5x) |
| Median Rent | $895/mo ↑ 25% since 2019 |
| Total Units | 8,049 |
| Vacant Units | 5,170 |
| Avg HH Size | 2.36 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,049 |
|---|---|
| Vacant | 5,170 |
| Owner Occupied | 78.0% |
| Renter Occupied | 22.0% |
| Avg HH Size | 2.36 |
ZIP code 65049 is located in Lake Ozark, Missouri, within Camden County. With a population of 6,931, this is a lightly populated ZIP code with a mature community — the median age is 49.6 years. Economically, 65049 is a middle-income ZIP code: the median household income of $85,601 is near the national average.
Real estate in ZIP code 65049 represents a mid-range housing market. The median home value of $354,200 is above the national average. Renters can expect to pay around $895 per month in median rent. Homeownership is strong here — 78.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 65049 is primarily White (93.41%). Residents are well-educated — 53.3% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 10.2%. Household income has grown by 41% since 2019.
The unemployment rate in 65049 stands at 6.2%, which is above the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 65049 in Lake Ozark, MO is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 6,931 residents, a median household income of $85,601, and a median home value of $354,200, it offers a clear picture of life in this part of Missouri.