| ZIP Code | 64863 |
|---|---|
| City | South West City |
| State | Missouri (MO) |
| County | McDonald County |
| Area Code | 417 |
| Elevation | 1,018 ft |
| Latitude | 36.559367 |
|---|---|
| Longitude | -94.58334 |
| Timezone | Chicago (DST) |
| FIPS | 29119 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.1 yrs ↑ 44% since 2019 |
|---|---|
| Avg Household Size | 2.47 |
| Below Poverty | 22.0% ▲ 120% above avg |
| College Grads | 16.0% ▼ 59% below avg |
| Unemployment | 9.6% ▲ 95% above avg |
| No HS Diploma | 12 (1.7%) |
| HS Graduate | 347 (49.1%) |
| Some College | 212 (30%) |
| Associates | 23 (3.3%) |
| Bachelors | 31 (4.4%) |
| Graduate Degree | 82 (11.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $38,482 ▼ 50% below avg ↓ 16% since 2019 |
|---|---|
| Median Home Value | $150,000 ▼ 46% below avg ↑ 31% since 2019 |
| Home/Income Ratio | 3.9x (nat avg ~3.5x) |
| Median Rent | $622/mo ↓ 8% since 2019 |
| Total Units | 627 |
| Vacant Units | 58 |
| Avg HH Size | 2.47 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 627 |
|---|---|
| Vacant | 58 |
| Owner Occupied | 65.4% |
| Renter Occupied | 34.6% |
| Avg HH Size | 2.47 |
ZIP code 64863 is located in South West City, Missouri, within McDonald County. With a population of 1,403, this is a sparsely populated ZIP code with a mature community — the median age is 48.1 years. Economically, 64863 is a lower-income ZIP code: the median household income of $38,482 is below the national average.
Real estate in ZIP code 64863 represents one of the more affordable housing markets in the country. The median home value of $150,000 is below the national average. Renters can expect to pay around $622 per month in median rent. Homeownership is strong here — 65.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.
The population of 64863 is racially diverse, with White as the largest group at 48.5%. Residents are less-educated — 16.0% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 22.0%. Household income has declined by 16% since 2019.
The unemployment rate in 64863 stands at 9.6%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 64863 in South West City, MO is characterized as lower-income, less-educated, a mature community, and predominantly owner-occupied. With 1,403 residents, a median household income of $38,482, and a median home value of $150,000, it offers a clear picture of life in this part of Missouri.