US ZIP Code
64465

Lathrop, MO

Clinton County  ·  Missouri

● Active
👥 4,070 Population ↓ 13% since 2019
💰 $78,887 Median HH Income
≈ Avg ↑ 24% since 2019
🎂 44.1 Median Age ↑ 5% since 2019
🏠 $180,900 Median Home Value
▼ 35% below avg ↑ 13% since 2019
🎓 34.4% College Grads
▼ 11% below avg
📊 3.0% Unemployment
▼ 39% below avg ↓ 8% since 2019
ZIP Code Details
ZIP Code64465
CityLathrop
StateMissouri (MO)
CountyClinton County
Area Code816/975
Elevation1,071 ft
Latitude39.550388
Longitude-94.288483
TimezoneChicago (DST)
FIPS29049
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 46.3% (1,886) Female 53.7% (2,184) ♀

Race & Ethnicity

White: 89.9%Hispanic: 4.3%Black: 0.2%Asian: 1.1%Other: 4.3%Race
White89.9%
Hispanic4.3%
Black0.2%
Asian1.1%
Other4.3%

Age Breakdown

Under 5
2%
5–17
18%
18–24
10%
25–44
21%
45–64
32%
65+
8%

Key Indicators

Median Age44.1 yrs ↑ 5% since 2019
Avg Household Size2.68
Below Poverty13.8% ▲ 38% above avg
College Grads34.4% ▼ 11% below avg
Unemployment3.0% ▼ 39% below avg
No HS Diploma14 (0.5%)
HS Graduate922 (35.6%)
Some College435 (16.8%)
Associates325 (12.6%)
Bachelors311 (12%)
Graduate Degree580 (22.4%)

Education

No HS: 0.5%HS Grad: 35.6%Some College: 16.8%Associates: 12.6%Bachelors: 12%Graduate: 22.4%Edu
No HS0.5%
HS Grad35.6%
Some College16.8%
Associates12.6%
Bachelors12.0%
Graduate22.4%
Housing & Income

Housing Tenure

Owner: 75.9%Renter: 24.1%Tenure
Owner75.9%
Renter24.1%

Home Value Distribution

Under $50k
13%
$50k–100k
8%
$100k–150k
12%
$150k–200k
28%
$200k–300k
21%
$300k–500k
15%
Over $500k
2%

Financials

Median HH Income$78,887 ≈ Avg ↑ 24% since 2019
Median Home Value$180,900 ▼ 35% below avg ↑ 13% since 2019
Home/Income Ratio2.3x (nat avg ~3.5x)
Median Rent$858/mo ↑ 28% since 2019
Total Units1,659
Vacant Units142
Avg HH Size2.68

Income Distribution

Under $25k
15%
$25k–50k
12%
$50k–75k
15%
$75k–100k
21%
$100k–150k
29%
$150k–200k
5%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
90%
Walked
2%
Work From Home
8%

Commute Time

Under 15 min
20%
15–30 min
37%
30–45 min
23%
Over 45 min
21%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
6%
1960s–1970s
15%
1980s–1990s
20%
2000+
58%

Summary

Total Units1,659
Vacant142
Owner Occupied75.9%
Renter Occupied24.1%
Avg HH Size2.68
Frequently Asked Questions
ZIP code 64465 is in Lathrop, MO, in Clinton County.
ZIP code 64465 is located in Missouri (MO).
ZIP code 64465 is in Clinton County, MO.
ZIP 64465 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 64465 is 4,070 people (ACS 2023).
The median household income in ZIP code 64465 is $78,887 (ACS 2023).
The median home value in ZIP 64465 is $180,900 (ACS 2023).
About ZIP Code 64465

ZIP code 64465 is located in Lathrop, Missouri, within Clinton County. With a population of 4,070, this is a lightly populated ZIP code with a middle-aged community — the median age is 44.1 years. Economically, 64465 is a middle-income ZIP code: the median household income of $78,887 is near the national average.

Real estate in ZIP code 64465 represents an affordable housing market. The median home value of $180,900 is below the national average. Renters can expect to pay around $858 per month in median rent. Homeownership is strong here — 75.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 13% since 2019.

The population of 64465 is primarily White (89.85%). Residents are moderately educated — 34.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.8%. Household income has grown by 24% since 2019.

The unemployment rate in 64465 stands at 3.0%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.

Overall, ZIP code 64465 in Lathrop, MO is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 4,070 residents, a median household income of $78,887, and a median home value of $180,900, it offers a clear picture of life in this part of Missouri.