| ZIP Code | 64048 |
|---|---|
| City | Holt |
| State | Missouri (MO) |
| County | Clay County |
| Area Code | 816/975 |
| Elevation | 883 ft |
| Latitude | 39.437785 |
|---|---|
| Longitude | -94.363578 |
| Timezone | Chicago (DST) |
| FIPS | 29047 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.3 yrs ↓ 5% since 2019 |
|---|---|
| Avg Household Size | 3.02 |
| Below Poverty | 1.9% ▼ 81% below avg |
| College Grads | 37.7% ≈ Avg |
| Unemployment | 2.2% ▼ 55% below avg |
| No HS Diploma | 10 (0.3%) |
| HS Graduate | 968 (33.5%) |
| Some College | 411 (14.2%) |
| Associates | 410 (14.2%) |
| Bachelors | 245 (8.5%) |
| Graduate Degree | 842 (29.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $101,193 ▲ 33% above avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $300,400 ▲ 8% above avg ↑ 32% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $980/mo ↑ 5% since 2019 |
| Total Units | 1,648 |
| Vacant Units | 201 |
| Avg HH Size | 3.02 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,648 |
|---|---|
| Vacant | 201 |
| Owner Occupied | 91.4% |
| Renter Occupied | 8.6% |
| Avg HH Size | 3.02 |
ZIP code 64048 is located in Holt, Missouri, within Clay County. With a population of 4,372, this is a lightly populated ZIP code with a middle-aged community — the median age is 44.3 years. Economically, 64048 is a upper-middle-income ZIP code: the median household income of $101,193 is above the national average.
Real estate in ZIP code 64048 represents a mid-range housing market. The median home value of $300,400 is near the national average. Renters can expect to pay around $980 per month in median rent. Homeownership is strong here — 91.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 32% since 2019.
The population of 64048 is primarily White (93.92%). Residents are moderately educated — 37.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 1.9%. Household income has grown by 29% since 2019.
The unemployment rate in 64048 stands at 2.2%, which is well below the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 64048 in Holt, MO is characterized as upper-middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 4,372 residents, a median household income of $101,193, and a median home value of $300,400, it offers a clear picture of life in this part of Missouri.