| ZIP Code | 64445 |
|---|---|
| City | Elmo |
| State | Missouri (MO) |
| County | Nodaway County |
| Area Code | 660 |
| Elevation | 1,030 ft |
| Latitude | 40.540243 |
|---|---|
| Longitude | -95.149108 |
| Timezone | Chicago (DST) |
| FIPS | 29147 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 32.0 yrs ↓ 30% since 2019 |
|---|---|
| Avg Household Size | 2.19 |
| Below Poverty | 11.2% ▲ 12% above avg |
| College Grads | 36.9% ≈ Avg |
| Unemployment | 2.5% ▼ 49% below avg |
| No HS Diploma | 3 (1.5%) |
| HS Graduate | 72 (36.9%) |
| Some College | 18 (9.2%) |
| Associates | 30 (15.4%) |
| Bachelors | 46 (23.6%) |
| Graduate Degree | 26 (13.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,438 ▼ 17% below avg ↑ 70% since 2019 |
|---|---|
| Median Home Value | $100,000 ▼ 64% below avg ↑ 49% since 2019 |
| Home/Income Ratio | 1.6x (nat avg ~3.5x) |
| Median Rent | $772/mo ↑ 16% since 2019 |
| Total Units | 189 |
| Vacant Units | 50 |
| Avg HH Size | 2.19 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 189 |
|---|---|
| Vacant | 50 |
| Owner Occupied | 67.6% |
| Renter Occupied | 32.4% |
| Avg HH Size | 2.19 |
ZIP code 64445 is located in Elmo, Missouri, within Nodaway County. With a population of 305, this is a sparsely populated ZIP code with a relatively young community — the median age is 32 years. Economically, 64445 is a solidly middle-class ZIP code: the median household income of $63,438 is below the national average.
Real estate in ZIP code 64445 represents one of the more affordable housing markets in the country. The median home value of $100,000 is well below the national average. Renters can expect to pay around $772 per month in median rent. Homeownership is strong here — 67.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 49% since 2019.
The population of 64445 is primarily White (81.97%). Residents are moderately educated — 36.9% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.2%. Household income has grown by 70% since 2019.
The unemployment rate in 64445 stands at 2.5%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 64445 in Elmo, MO is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 305 residents, a median household income of $63,438, and a median home value of $100,000, it offers a clear picture of life in this part of Missouri.