| ZIP Code | 64431 |
|---|---|
| City | Clearmont |
| State | Missouri (MO) |
| County | Nodaway County |
| Area Code | 660 |
| Elevation | 1,087 ft |
| Latitude | 40.528193 |
|---|---|
| Longitude | -94.996257 |
| Timezone | Chicago (DST) |
| FIPS | 29147 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 50.6 yrs ↓ 8% since 2019 |
|---|---|
| Avg Household Size | 2.16 |
| Below Poverty | 10.0% ≈ Avg |
| College Grads | 28.2% ▼ 27% below avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 146 (52.1%) |
| Some College | 27 (9.6%) |
| Associates | 28 (10%) |
| Bachelors | 34 (12.1%) |
| Graduate Degree | 45 (16.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $69,500 ▼ 9% below avg ↑ 14% since 2019 |
|---|---|
| Median Home Value | $146,300 ▼ 48% below avg ↑ 54% since 2019 |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Median Rent | $544/mo ↑ 19% since 2019 |
| Total Units | 228 |
| Vacant Units | 42 |
| Avg HH Size | 2.16 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 228 |
|---|---|
| Vacant | 42 |
| Owner Occupied | 75.8% |
| Renter Occupied | 24.2% |
| Avg HH Size | 2.16 |
ZIP code 64431 is located in Clearmont, Missouri, within Nodaway County. With a population of 401, this is a sparsely populated ZIP code with a mature community — the median age is 50.6 years. Economically, 64431 is a solidly middle-class ZIP code: the median household income of $69,500 is near the national average.
Real estate in ZIP code 64431 represents one of the more affordable housing markets in the country. The median home value of $146,300 is below the national average. Renters can expect to pay around $544 per month in median rent. Homeownership is strong here — 75.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 54% since 2019.
The population of 64431 is primarily White (97.51%). Residents are moderately educated — 28.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 10.0%. Household income has grown by 14% since 2019.
As in most parts of the country, driving alone is the dominant commute mode at 89%.
Overall, ZIP code 64431 in Clearmont, MO is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 401 residents, a median household income of $69,500, and a median home value of $146,300, it offers a clear picture of life in this part of Missouri.