| ZIP Code | 64085 |
|---|---|
| City | Richmond |
| State | Missouri (MO) |
| County | Ray County |
| Area Code | 816/975 |
| Elevation | 770 ft |
| Latitude | 39.343321 |
|---|---|
| Longitude | -93.955431 |
| Timezone | Chicago (DST) |
| FIPS | 29177 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.9 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.34 |
| Below Poverty | 14.4% ▲ 44% above avg |
| College Grads | 22.2% ▼ 43% below avg |
| Unemployment | 1.7% ▼ 65% below avg |
| No HS Diploma | 59 (1.1%) |
| HS Graduate | 2,422 (45%) |
| Some College | 808 (15%) |
| Associates | 894 (16.6%) |
| Bachelors | 395 (7.3%) |
| Graduate Degree | 799 (14.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $65,525 ▼ 14% below avg ↑ 16% since 2019 |
|---|---|
| Median Home Value | $163,700 ▼ 41% below avg ↑ 35% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $752/mo ↑ 19% since 2019 |
| Total Units | 3,701 |
| Vacant Units | 293 |
| Avg HH Size | 2.34 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,701 |
|---|---|
| Vacant | 293 |
| Owner Occupied | 64.0% |
| Renter Occupied | 36.0% |
| Avg HH Size | 2.34 |
ZIP code 64085 is located in Richmond, Missouri, within Ray County. With a population of 8,113, this is a lightly populated ZIP code with a middle-aged community — the median age is 42.9 years. Economically, 64085 is a solidly middle-class ZIP code: the median household income of $65,525 is near the national average.
Real estate in ZIP code 64085 represents an affordable housing market. The median home value of $163,700 is below the national average. Renters can expect to pay around $752 per month in median rent. Homeownership is strong here — 64.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.
The population of 64085 is primarily White (91.10%). Residents are less-educated — 22.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 14.4%. Household income has grown by 16% since 2019.
The unemployment rate in 64085 stands at 1.7%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 64085 in Richmond, MO is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 8,113 residents, a median household income of $65,525, and a median home value of $163,700, it offers a clear picture of life in this part of Missouri.