US ZIP Code
64054

Independence, MO

Jackson County  ·  Missouri

● Active
👥 3,109 Population ↑ 2% since 2019
💰 $47,639 Median HH Income
▼ 38% below avg ↑ 21% since 2019
🎂 42.0 Median Age ↑ 8% since 2019
🏠 $98,500 Median Home Value
▼ 65% below avg ↑ 33% since 2019
🎓 26.5% College Grads
▼ 32% below avg
📊 6.4% Unemployment
▲ 31% above avg ↓ 9% since 2019
ZIP Code Details
ZIP Code64054
CityIndependence
StateMissouri (MO)
CountyJackson County
Area Code816/975
Elevation824 ft
Latitude39.117502
Longitude-94.440932
TimezoneChicago (DST)
FIPS29095
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.5% (1,602) Female 48.5% (1,507) ♀

Race & Ethnicity

White: 80.3%Hispanic: 8.3%Black: 3.7%Asian: 1%Other: 3.2%Race
White80.3%
Hispanic8.3%
Black3.7%
Asian1.0%
Other3.2%

Age Breakdown

Under 5
6%
5–17
14%
18–24
5%
25–44
31%
45–64
27%
65+
9%

Key Indicators

Median Age42.0 yrs ↑ 8% since 2019
Avg Household Size2.35
Below Poverty12.1% ▲ 21% above avg
College Grads26.5% ▼ 32% below avg
Unemployment6.4% ▲ 31% above avg
No HS Diploma32 (1.5%)
HS Graduate727 (33.8%)
Some College482 (22.4%)
Associates338 (15.7%)
Bachelors60 (2.8%)
Graduate Degree509 (23.7%)

Education

No HS: 1.5%HS Grad: 33.8%Some College: 22.4%Associates: 15.7%Bachelors: 2.8%Graduate: 23.7%Edu
No HS1.5%
HS Grad33.8%
Some College22.4%
Associates15.7%
Bachelors2.8%
Graduate23.7%
Housing & Income

Housing Tenure

Owner: 65.6%Renter: 34.4%Tenure
Owner65.6%
Renter34.4%

Home Value Distribution

Under $50k
7%
$50k–100k
43%
$100k–150k
12%
$150k–200k
20%
$200k–300k
14%
$300k–500k
1%
Over $500k
2%

Financials

Median HH Income$47,639 ▼ 38% below avg ↑ 21% since 2019
Median Home Value$98,500 ▼ 65% below avg ↑ 33% since 2019
Home/Income Ratio2.1x (nat avg ~3.5x)
Median Rent$1,100/mo ↑ 40% since 2019
Total Units1,674
Vacant Units351
Avg HH Size2.35

Income Distribution

Under $25k
19%
$25k–50k
28%
$50k–75k
27%
$75k–100k
7%
$100k–150k
12%
$150k–200k
3%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
92%
Walked
2%
Work From Home
6%

Commute Time

Under 15 min
26%
15–30 min
40%
30–45 min
27%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
19%
1960s–1970s
9%
1980s–1990s
6%
2000+
62%

Summary

Total Units1,674
Vacant351
Owner Occupied65.6%
Renter Occupied34.4%
Avg HH Size2.35
Frequently Asked Questions
ZIP code 64054 is in Independence, MO, in Jackson County.
ZIP code 64054 is located in Missouri (MO).
ZIP code 64054 is in Jackson County, MO.
ZIP 64054 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 64054 is 3,109 people (ACS 2023).
The median household income in ZIP code 64054 is $47,639 (ACS 2023).
The median home value in ZIP 64054 is $98,500 (ACS 2023).
About ZIP Code 64054

ZIP code 64054 is located in Independence, Missouri, within Jackson County. With a population of 3,109, this is a sparsely populated ZIP code with a middle-aged community — the median age is 42 years. Economically, 64054 is a working-class ZIP code: the median household income of $47,639 is below the national average.

Real estate in ZIP code 64054 represents one of the more affordable housing markets in the country. The median home value of $98,500 is well below the national average. Renters can expect to pay around $1,100 per month in median rent. Homeownership is strong here — 65.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 33% since 2019.

The population of 64054 is primarily White (80.28%). Residents are moderately educated — 26.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 12.1%. Household income has grown by 21% since 2019.

The unemployment rate in 64054 stands at 6.4%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.

Overall, ZIP code 64054 in Independence, MO is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 3,109 residents, a median household income of $47,639, and a median home value of $98,500, it offers a clear picture of life in this part of Missouri.