| ZIP Code | 63039 |
|---|---|
| City | Gray Summit |
| State | Missouri (MO) |
| County | Franklin County |
| Area Code | 636 |
| Elevation | 604 ft |
| Latitude | 38.491673 |
|---|---|
| Longitude | -90.843735 |
| Timezone | Chicago (DST) |
| FIPS | 29071 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 29.5 yrs ↓ 9% since 2019 |
|---|---|
| Avg Household Size | 3.48 |
| Below Poverty | 14.8% ▲ 48% above avg |
| College Grads | 29.0% ▼ 25% below avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 198 (42.5%) |
| Some College | 95 (20.4%) |
| Associates | 38 (8.2%) |
| Bachelors | 61 (13.1%) |
| Graduate Degree | 74 (15.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $71,094 ≈ Avg ↑ 27% since 2019 |
|---|---|
| Median Home Value | $138,200 ▼ 50% below avg ↑ 8% since 2019 |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Total Units | 319 |
| Vacant Units | 38 |
| Avg HH Size | 3.48 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 319 |
|---|---|
| Vacant | 38 |
| Owner Occupied | 89.0% |
| Renter Occupied | 11.0% |
| Avg HH Size | 3.48 |
ZIP code 63039 is located in Gray Summit, Missouri, within Franklin County. With a population of 977, this is a sparsely populated ZIP code with a young community — the median age is 29.5 years. Economically, 63039 is a solidly middle-class ZIP code: the median household income of $71,094 is near the national average.
Real estate in ZIP code 63039 represents one of the more affordable housing markets in the country. The median home value of $138,200 is well below the national average. Homeownership is strong here — 89.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 8% since 2019.
The population of 63039 is primarily White (71.55%). Residents are moderately educated — 29.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 14.8%. Household income has grown by 27% since 2019.
About 19% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 64%.
Overall, ZIP code 63039 in Gray Summit, MO is characterized as solidly middle-class, moderately educated, a young community, and predominantly owner-occupied. With 977 residents, a median household income of $71,094, and a median home value of $138,200, it offers a clear picture of life in this part of Missouri.