US ZIP Code
62281

Saint Jacob, IL

Madison County  ·  Illinois

● Active
👥 3,018 Population ↑ 6% since 2019
💰 $122,679 Median HH Income
▲ 61% above avg ↑ 25% since 2019
🎂 35.3 Median Age ↑ 5% since 2019
🏠 $287,800 Median Home Value
≈ Avg ↑ 40% since 2019
🎓 56.2% College Grads
▲ 45% above avg
📊 1.1% Unemployment
▼ 78% below avg ↓ 62% since 2019
ZIP Code Details
ZIP Code62281
CitySaint Jacob
StateIllinois (IL)
CountyMadison County
Area Code618/730
Elevation479 ft
Latitude38.70688
Longitude-89.779355
TimezoneChicago (DST)
FIPS17119
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 52.9% (1,596) Female 47.1% (1,422) ♀

Race & Ethnicity

White: 97%Hispanic: 0.9%Asian: 0.2%Other: 1.9%Race
White97.0%
Hispanic0.9%
Asian0.2%
Other1.9%

Age Breakdown

Under 5
11%
5–17
22%
18–24
4%
25–44
30%
45–64
26%
65+
4%

Key Indicators

Median Age35.3 yrs ↑ 5% since 2019
Avg Household Size2.83
Below Poverty2.0% ▼ 81% below avg
College Grads56.2% ▲ 45% above avg
Unemployment1.1% ▼ 78% below avg
HS Graduate304 (16.7%)
Some College187 (10.3%)
Associates306 (16.8%)
Bachelors340 (18.7%)
Graduate Degree684 (37.6%)

Education

HS Grad: 16.7%Some College: 10.3%Associates: 16.8%Bachelors: 18.7%Graduate: 37.6%Edu
HS Grad16.7%
Some College10.3%
Associates16.8%
Bachelors18.7%
Graduate37.6%
Housing & Income

Housing Tenure

Owner: 90.8%Renter: 9.2%Tenure
Owner90.8%
Renter9.2%

Home Value Distribution

Under $50k
2%
$50k–100k
1%
$100k–150k
8%
$150k–200k
18%
$200k–300k
23%
$300k–500k
39%
Over $500k
9%

Financials

Median HH Income$122,679 ▲ 61% above avg ↑ 25% since 2019
Median Home Value$287,800 ≈ Avg ↑ 40% since 2019
Home/Income Ratio2.3x (nat avg ~3.5x)
Median Rent$1,328/mo ↑ 18% since 2019
Total Units1,103
Vacant Units37
Avg HH Size2.83

Income Distribution

Under $25k
6%
$25k–50k
8%
$50k–75k
11%
$75k–100k
14%
$100k–150k
25%
$150k–200k
20%
Over $200k
16%
Employment & Commute

How People Get to Work

Drove Alone
93%
Public Transit
0%
Walked
0%
Work From Home
7%

Commute Time

Under 15 min
19%
15–30 min
38%
30–45 min
35%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
3%
1960s–1970s
10%
1980s–1990s
16%
2000+
70%

Summary

Total Units1,103
Vacant37
Owner Occupied90.8%
Renter Occupied9.2%
Avg HH Size2.83
Frequently Asked Questions
ZIP code 62281 is in Saint Jacob, IL, in Madison County.
ZIP code 62281 is located in Illinois (IL).
ZIP code 62281 is in Madison County, IL.
ZIP 62281 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 62281 is 3,018 people (ACS 2023).
The median household income in ZIP code 62281 is $122,679 (ACS 2023).
The median home value in ZIP 62281 is $287,800 (ACS 2023).
About ZIP Code 62281

ZIP code 62281 is located in Saint Jacob, Illinois, within Madison County. With a population of 3,018, this is a sparsely populated ZIP code with a relatively young community — the median age is 35.3 years. Economically, 62281 is a upper-middle-income ZIP code: the median household income of $122,679 is significantly above the national average.

Real estate in ZIP code 62281 represents a mid-range housing market. The median home value of $287,800 is near the national average. Renters can expect to pay around $1,328 per month in median rent. Homeownership is strong here — 90.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 40% since 2019.

The population of 62281 is primarily White (96.98%). Residents are well-educated — 56.2% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 2.0%. Household income has grown by 25% since 2019.

The unemployment rate in 62281 stands at 1.1%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 91%.

Overall, ZIP code 62281 in Saint Jacob, IL is characterized as upper-middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 3,018 residents, a median household income of $122,679, and a median home value of $287,800, it offers a clear picture of life in this part of Illinois.