| ZIP Code | 61039 |
|---|---|
| City | German Valley |
| State | Illinois (IL) |
| County | Stephenson County |
| Area Code | 779/815 |
| Elevation | 810 ft |
| Latitude | 42.208034 |
|---|---|
| Longitude | -89.469314 |
| Timezone | Chicago (DST) |
| FIPS | 17177 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.6 yrs ↑ 18% since 2019 |
|---|---|
| Avg Household Size | 2.62 |
| Below Poverty | 8.7% ▼ 13% below avg |
| College Grads | 51.3% ▲ 32% above avg |
| Unemployment | 2.7% ▼ 45% below avg |
| No HS Diploma | 4 (0.8%) |
| HS Graduate | 116 (22.6%) |
| Some College | 44 (8.6%) |
| Associates | 86 (16.8%) |
| Bachelors | 61 (11.9%) |
| Graduate Degree | 202 (39.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $90,000 ▲ 18% above avg ↑ 50% since 2019 |
|---|---|
| Median Home Value | $145,800 ▼ 48% below avg ↑ 27% since 2019 |
| Home/Income Ratio | 1.6x (nat avg ~3.5x) |
| Median Rent | $850/mo ↑ 10% since 2019 |
| Total Units | 332 |
| Vacant Units | 22 |
| Avg HH Size | 2.62 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 332 |
|---|---|
| Vacant | 22 |
| Owner Occupied | 74.5% |
| Renter Occupied | 25.5% |
| Avg HH Size | 2.62 |
ZIP code 61039 is located in German Valley, Illinois, within Stephenson County. With a population of 812, this is a sparsely populated ZIP code with a relatively young community — the median age is 36.6 years. Economically, 61039 is a middle-income ZIP code: the median household income of $90,000 is above the national average.
Real estate in ZIP code 61039 represents one of the more affordable housing markets in the country. The median home value of $145,800 is below the national average. Renters can expect to pay around $850 per month in median rent. Homeownership is strong here — 74.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 27% since 2019.
The population of 61039 is primarily White (98.77%). Residents are well-educated — 51.3% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 8.7%. Household income has grown by 50% since 2019.
The unemployment rate in 61039 stands at 2.7%, which is below the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 61039 in German Valley, IL is characterized as middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 812 residents, a median household income of $90,000, and a median home value of $145,800, it offers a clear picture of life in this part of Illinois.