US ZIP Code
60538

Montgomery, IL

Kendall County  ·  Illinois

● Active
👥 30,395 Population ↑ 4% since 2019
💰 $92,064 Median HH Income
▲ 21% above avg ↑ 10% since 2019
🎂 35.6 Median Age ↑ 10% since 2019
🏠 $253,900 Median Home Value
▼ 9% below avg ↑ 31% since 2019
🎓 40.6% College Grads
≈ Avg
📊 4.0% Unemployment
▼ 17% below avg ↓ 33% since 2019
ZIP Code Details
ZIP Code60538
CityMontgomery
StateIllinois (IL)
CountyKendall County
Area Code331/630
Elevation655 ft
Latitude41.727502
Longitude-88.336942
TimezoneChicago (DST)
FIPS17093
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 52.5% (15,960) Female 47.5% (14,435) ♀

Race & Ethnicity

White: 55.8%Hispanic: 33.6%Black: 5.7%Asian: 1.6%Other: 2.9%Race
White55.8%
Hispanic33.6%
Black5.7%
Asian1.6%
Other2.9%

Age Breakdown

Under 5
6%
5–17
22%
18–24
11%
25–44
29%
45–64
21%
65+
6%

Key Indicators

Median Age35.6 yrs ↑ 10% since 2019
Avg Household Size3.00
Below Poverty8.1% ▼ 19% below avg
College Grads40.6% ≈ Avg
Unemployment4.0% ▼ 17% below avg
No HS Diploma572 (3.3%)
HS Graduate4,974 (28.3%)
Some College2,346 (13.3%)
Associates2,548 (14.5%)
Bachelors2,461 (14%)
Graduate Degree4,674 (26.6%)

Education

No HS: 3.3%HS Grad: 28.3%Some College: 13.3%Associates: 14.5%Bachelors: 14%Graduate: 26.6%Edu
No HS3.3%
HS Grad28.3%
Some College13.3%
Associates14.5%
Bachelors14.0%
Graduate26.6%
Housing & Income

Housing Tenure

Owner: 79.5%Renter: 20.5%Tenure
Owner79.5%
Renter20.5%

Home Value Distribution

Under $50k
2%
$50k–100k
1%
$100k–150k
2%
$150k–200k
12%
$200k–300k
55%
$300k–500k
27%
Over $500k
0%

Financials

Median HH Income$92,064 ▲ 21% above avg ↑ 10% since 2019
Median Home Value$253,900 ▼ 9% below avg ↑ 31% since 2019
Home/Income Ratio2.8x (nat avg ~3.5x)
Median Rent$1,845/mo ↑ 32% since 2019
Total Units10,729
Vacant Units591
Avg HH Size3.00

Income Distribution

Under $25k
6%
$25k–50k
12%
$50k–75k
22%
$75k–100k
16%
$100k–150k
24%
$150k–200k
12%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
1%
Walked
0%
Work From Home
11%

Commute Time

Under 15 min
19%
15–30 min
32%
30–45 min
23%
Over 45 min
26%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
12%
1960s–1970s
10%
1980s–1990s
21%
2000+
56%

Summary

Total Units10,729
Vacant591
Owner Occupied79.5%
Renter Occupied20.5%
Avg HH Size3.00
Frequently Asked Questions
ZIP code 60538 is in Montgomery, IL, in Kendall County.
ZIP code 60538 is located in Illinois (IL).
ZIP code 60538 is in Kendall County, IL.
ZIP 60538 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 60538 is 30,395 people (ACS 2023).
The median household income in ZIP code 60538 is $92,064 (ACS 2023).
The median home value in ZIP 60538 is $253,900 (ACS 2023).
About ZIP Code 60538

ZIP code 60538 is located in Montgomery, Illinois, within Kendall County. With a population of 30,395, this is a moderately populated ZIP code with a relatively young community — the median age is 35.6 years. Economically, 60538 is a middle-income ZIP code: the median household income of $92,064 is above the national average.

Real estate in ZIP code 60538 represents a mid-range housing market. The median home value of $253,900 is near the national average. Renters can expect to pay around $1,845 per month in median rent. Homeownership is strong here — 79.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.

The population of 60538 is majority White (55.80%). Residents are well-educated — 40.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.1%. Household income has grown by 10% since 2019.

The unemployment rate in 60538 stands at 4.0%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.

Overall, ZIP code 60538 in Montgomery, IL is characterized as middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 30,395 residents, a median household income of $92,064, and a median home value of $253,900, it offers a clear picture of life in this part of Illinois.