| ZIP Code | 56465 |
|---|---|
| City | Merrifield |
| State | Minnesota (MN) |
| County | Crow Wing County |
| Area Code | 218 |
| Elevation | 1,176 ft |
| Latitude | 46.537322 |
|---|---|
| Longitude | -94.11443 |
| Timezone | Chicago (DST) |
| FIPS | 27035 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 54.4 yrs |
|---|---|
| Avg Household Size | 2.28 |
| Below Poverty | 7.0% ▼ 30% below avg |
| College Grads | 48.6% ▲ 26% above avg |
| Unemployment | 14.0% ▲ 186% above avg |
| No HS Diploma | 12 (0.7%) |
| HS Graduate | 349 (20.8%) |
| Some College | 219 (13%) |
| Associates | 283 (16.8%) |
| Bachelors | 282 (16.8%) |
| Graduate Degree | 535 (31.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $70,417 ▼ 8% below avg ↑ 13% since 2019 |
|---|---|
| Median Home Value | $324,500 ▲ 16% above avg ↑ 39% since 2019 |
| Home/Income Ratio | 4.6x (nat avg ~3.5x) |
| Median Rent | $1,598/mo ↑ 49% since 2019 |
| Total Units | 1,749 |
| Vacant Units | 736 |
| Avg HH Size | 2.28 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,749 |
|---|---|
| Vacant | 736 |
| Owner Occupied | 94.7% |
| Renter Occupied | 5.3% |
| Avg HH Size | 2.28 |
ZIP code 56465 is located in Merrifield, Minnesota, within Crow Wing County. With a population of 2,313, this is a sparsely populated ZIP code with a mature community — the median age is 54.4 years. Economically, 56465 is a solidly middle-class ZIP code: the median household income of $70,417 is near the national average.
Real estate in ZIP code 56465 represents a mid-range housing market. The median home value of $324,500 is above the national average. Renters can expect to pay around $1,598 per month in median rent. Homeownership is strong here — 94.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.
The population of 56465 is primarily White (92.48%). Residents are well-educated — 48.6% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.0%. Household income has grown by 13% since 2019.
The unemployment rate in 56465 stands at 14.0%, which is more than double the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 56465 in Merrifield, MN is characterized as solidly middle-class, well-educated, a mature community, and predominantly owner-occupied. With 2,313 residents, a median household income of $70,417, and a median home value of $324,500, it offers a clear picture of life in this part of Minnesota.