| ZIP Code | 56228 |
|---|---|
| City | Cosmos |
| State | Minnesota (MN) |
| County | Meeker County |
| Area Code | 320 |
| Elevation | 1,095 ft |
| Latitude | 44.951235 |
|---|---|
| Longitude | -94.685178 |
| Timezone | Chicago (DST) |
| FIPS | 27093 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.8 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.22 |
| Below Poverty | 12.0% ▲ 20% above avg |
| College Grads | 24.4% ▼ 37% below avg |
| Unemployment | 2.0% ▼ 59% below avg |
| No HS Diploma | 6 (0.9%) |
| HS Graduate | 310 (45.1%) |
| Some College | 72 (10.5%) |
| Associates | 132 (19.2%) |
| Bachelors | 98 (14.2%) |
| Graduate Degree | 70 (10.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $65,139 ▼ 15% below avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $120,000 ▼ 57% below avg ↑ 39% since 2019 |
| Home/Income Ratio | 1.8x (nat avg ~3.5x) |
| Median Rent | $763/mo ↑ 8% since 2019 |
| Total Units | 422 |
| Vacant Units | 15 |
| Avg HH Size | 2.22 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 422 |
|---|---|
| Vacant | 15 |
| Owner Occupied | 86.2% |
| Renter Occupied | 13.8% |
| Avg HH Size | 2.22 |
ZIP code 56228 is located in Cosmos, Minnesota, within Meeker County. With a population of 905, this is a sparsely populated ZIP code with a mature community — the median age is 46.8 years. Economically, 56228 is a solidly middle-class ZIP code: the median household income of $65,139 is near the national average.
Real estate in ZIP code 56228 represents one of the more affordable housing markets in the country. The median home value of $120,000 is well below the national average. Renters can expect to pay around $763 per month in median rent. Homeownership is strong here — 86.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.
The population of 56228 is primarily White (94.14%). Residents are less-educated — 24.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 12.0%. Household income has grown by 26% since 2019.
The unemployment rate in 56228 stands at 2.0%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 56228 in Cosmos, MN is characterized as solidly middle-class, less-educated, a mature community, and predominantly owner-occupied. With 905 residents, a median household income of $65,139, and a median home value of $120,000, it offers a clear picture of life in this part of Minnesota.