| ZIP Code | 55781 |
|---|---|
| City | Side Lake |
| State | Minnesota (MN) |
| County | St. Louis County |
| Area Code | 218 |
| Elevation | 1,408 ft |
| Latitude | 47.680868 |
|---|---|
| Longitude | -93.065077 |
| Timezone | Chicago (DST) |
| FIPS | 27137 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 62.4 yrs |
|---|---|
| Avg Household Size | 2.44 |
| Below Poverty | 3.2% ▼ 68% below avg |
| College Grads | 61.6% ▲ 59% above avg |
| Unemployment | 6.8% ▲ 39% above avg |
| HS Graduate | 135 (20.8%) |
| Some College | 28 (4.3%) |
| Associates | 86 (13.3%) |
| Bachelors | 143 (22.1%) |
| Graduate Degree | 256 (39.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $95,536 ▲ 25% above avg ↑ 54% since 2019 |
|---|---|
| Median Home Value | $366,400 ▲ 31% above avg ↑ 18% since 2019 |
| Home/Income Ratio | 3.8x (nat avg ~3.5x) |
| Total Units | 868 |
| Vacant Units | 521 |
| Avg HH Size | 2.44 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 868 |
|---|---|
| Vacant | 521 |
| Owner Occupied | 95.4% |
| Renter Occupied | 4.6% |
| Avg HH Size | 2.44 |
ZIP code 55781 is located in Side Lake, Minnesota, within St. Louis County. With a population of 847, this is a sparsely populated ZIP code with an older community — the median age is 62.4 years. Economically, 55781 is a middle-income ZIP code: the median household income of $95,536 is above the national average.
Real estate in ZIP code 55781 represents a mid-range housing market. The median home value of $366,400 is above the national average. Homeownership is strong here — 95.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 18% since 2019.
The population of 55781 is primarily White (94.81%). Residents are highly educated — 61.6% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 3.2%. Household income has grown by 54% since 2019.
The unemployment rate in 55781 stands at 6.8%, which is above the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 55781 in Side Lake, MN is characterized as middle-income, highly educated, an older community, and predominantly owner-occupied. With 847 residents, a median household income of $95,536, and a median home value of $366,400, it offers a clear picture of life in this part of Minnesota.