US ZIP Code
55381

Silver Lake, MN

McLeod County  ·  Minnesota

● Active
👥 2,001 Population ↓ 4% since 2019
💰 $87,011 Median HH Income
▲ 14% above avg ↑ 21% since 2019
🎂 45.0 Median Age ↑ 8% since 2019
🏠 $233,400 Median Home Value
▼ 16% below avg ↑ 35% since 2019
🎓 28.9% College Grads
▼ 25% below avg
📊 5.7% Unemployment
▲ 16% above avg ↑ 161% since 2019
ZIP Code Details
ZIP Code55381
CitySilver Lake
StateMinnesota (MN)
CountyMcLeod County
Area Code320
Elevation1,031 ft
Latitude44.930963
Longitude-94.199979
TimezoneChicago (DST)
FIPS27085
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 52.1% (1,042) Female 47.9% (959) ♀

Race & Ethnicity

White: 92.3%Hispanic: 2.7%Black: 0.4%Other: 4.6%Race
White92.3%
Hispanic2.7%
Black0.4%
Other4.6%

Age Breakdown

Under 5
4%
5–17
16%
18–24
8%
25–44
22%
45–64
29%
65+
11%

Key Indicators

Median Age45.0 yrs ↑ 8% since 2019
Avg Household Size2.51
Below Poverty4.1% ▼ 60% below avg
College Grads28.9% ▼ 25% below avg
Unemployment5.7% ▲ 16% above avg
No HS Diploma4 (0.3%)
HS Graduate635 (47%)
Some College176 (13%)
Associates145 (10.7%)
Bachelors202 (15%)
Graduate Degree188 (13.9%)

Education

No HS: 0.3%HS Grad: 47%Some College: 13%Associates: 10.7%Bachelors: 15%Graduate: 13.9%Edu
No HS0.3%
HS Grad47.0%
Some College13.0%
Associates10.7%
Bachelors15.0%
Graduate13.9%
Housing & Income

Housing Tenure

Owner: 88%Renter: 12%Tenure
Owner88.0%
Renter12.0%

Home Value Distribution

Under $50k
2%
$50k–100k
3%
$100k–150k
16%
$150k–200k
17%
$200k–300k
31%
$300k–500k
25%
Over $500k
6%

Financials

Median HH Income$87,011 ▲ 14% above avg ↑ 21% since 2019
Median Home Value$233,400 ▼ 16% below avg ↑ 35% since 2019
Home/Income Ratio2.7x (nat avg ~3.5x)
Median Rent$775/mo ↑ 44% since 2019
Total Units871
Vacant Units86
Avg HH Size2.51

Income Distribution

Under $25k
8%
$25k–50k
14%
$50k–75k
20%
$75k–100k
10%
$100k–150k
28%
$150k–200k
14%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
91%
Walked
1%
Work From Home
7%

Commute Time

Under 15 min
19%
15–30 min
45%
30–45 min
14%
Over 45 min
22%
Housing Stock

Year Built

Before 1940
6%
1940s–1950s
10%
1960s–1970s
12%
1980s–1990s
13%
2000+
60%

Summary

Total Units871
Vacant86
Owner Occupied88.0%
Renter Occupied12.0%
Avg HH Size2.51
Frequently Asked Questions
ZIP code 55381 is in Silver Lake, MN, in McLeod County.
ZIP code 55381 is located in Minnesota (MN).
ZIP code 55381 is in McLeod County, MN.
ZIP 55381 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 55381 is 2,001 people (ACS 2023).
The median household income in ZIP code 55381 is $87,011 (ACS 2023).
The median home value in ZIP 55381 is $233,400 (ACS 2023).
About ZIP Code 55381

ZIP code 55381 is located in Silver Lake, Minnesota, within McLeod County. With a population of 2,001, this is a sparsely populated ZIP code with a mature community — the median age is 45 years. Economically, 55381 is a middle-income ZIP code: the median household income of $87,011 is near the national average.

Real estate in ZIP code 55381 represents an affordable housing market. The median home value of $233,400 is below the national average. Renters can expect to pay around $775 per month in median rent. Homeownership is strong here — 88.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.

The population of 55381 is primarily White (92.30%). Residents are moderately educated — 28.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 4.1%. Household income has grown by 21% since 2019.

The unemployment rate in 55381 stands at 5.7%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.

Overall, ZIP code 55381 in Silver Lake, MN is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 2,001 residents, a median household income of $87,011, and a median home value of $233,400, it offers a clear picture of life in this part of Minnesota.