| ZIP Code | 52640 |
|---|---|
| City | Morning Sun |
| State | Iowa (IA) |
| County | Louisa County |
| Area Code | 319 |
| Elevation | 791 ft |
| Latitude | 41.101237 |
|---|---|
| Longitude | -91.280466 |
| Timezone | Chicago (DST) |
| FIPS | 19115 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.4 yrs ↑ 11% since 2019 |
|---|---|
| Avg Household Size | 2.43 |
| Below Poverty | 10.1% ≈ Avg |
| College Grads | 27.7% ▼ 28% below avg |
| Unemployment | 0.3% ▼ 94% below avg |
| No HS Diploma | 12 (1.5%) |
| HS Graduate | 338 (41.8%) |
| Some College | 114 (14.1%) |
| Associates | 120 (14.9%) |
| Bachelors | 107 (13.2%) |
| Graduate Degree | 117 (14.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $70,000 ▼ 8% below avg ↑ 8% since 2019 |
|---|---|
| Median Home Value | $126,000 ▼ 55% below avg ↑ 9% since 2019 |
| Home/Income Ratio | 1.8x (nat avg ~3.5x) |
| Median Rent | $820/mo ↑ 30% since 2019 |
| Total Units | 537 |
| Vacant Units | 61 |
| Avg HH Size | 2.43 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 537 |
|---|---|
| Vacant | 61 |
| Owner Occupied | 88.9% |
| Renter Occupied | 11.1% |
| Avg HH Size | 2.43 |
ZIP code 52640 is located in Morning Sun, Iowa, within Louisa County. With a population of 1,201, this is a sparsely populated ZIP code with a mature community — the median age is 47.4 years. Economically, 52640 is a solidly middle-class ZIP code: the median household income of $70,000 is near the national average.
Real estate in ZIP code 52640 represents one of the more affordable housing markets in the country. The median home value of $126,000 is well below the national average. Renters can expect to pay around $820 per month in median rent. Homeownership is strong here — 88.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 9% since 2019.
The population of 52640 is primarily White (95.50%). Residents are moderately educated — 27.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 10.1%. Household income has grown by 8% since 2019.
The unemployment rate in 52640 stands at 0.3%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 90%.
Overall, ZIP code 52640 in Morning Sun, IA is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 1,201 residents, a median household income of $70,000, and a median home value of $126,000, it offers a clear picture of life in this part of Iowa.