| ZIP Code | 50645 |
|---|---|
| City | Ionia |
| State | Iowa (IA) |
| County | Chickasaw County |
| Area Code | 641 |
| Elevation | 1,133 ft |
| Latitude | 43.019599 |
|---|---|
| Longitude | -92.443698 |
| Timezone | Chicago (DST) |
| FIPS | 19037 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 57.4 yrs ↑ 16% since 2019 |
|---|---|
| Avg Household Size | 2.09 |
| Below Poverty | 12.4% ▲ 24% above avg |
| College Grads | 22.9% ▼ 41% below avg |
| Unemployment | 0.3% ▼ 93% below avg |
| No HS Diploma | 5 (0.5%) |
| HS Graduate | 502 (54.3%) |
| Some College | 44 (4.8%) |
| Associates | 161 (17.4%) |
| Bachelors | 104 (11.3%) |
| Graduate Degree | 108 (11.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $61,563 ▼ 19% below avg |
|---|---|
| Median Home Value | $113,000 ▼ 59% below avg ↓ 13% since 2019 |
| Home/Income Ratio | 1.8x (nat avg ~3.5x) |
| Median Rent | $806/mo ↑ 86% since 2019 |
| Total Units | 731 |
| Vacant Units | 108 |
| Avg HH Size | 2.09 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 731 |
|---|---|
| Vacant | 108 |
| Owner Occupied | 90.5% |
| Renter Occupied | 9.5% |
| Avg HH Size | 2.09 |
ZIP code 50645 is located in Ionia, Iowa, within Chickasaw County. With a population of 1,301, this is a sparsely populated ZIP code with an older community — the median age is 57.4 years. Economically, 50645 is a solidly middle-class ZIP code: the median household income of $61,563 is below the national average.
Real estate in ZIP code 50645 represents one of the more affordable housing markets in the country. The median home value of $113,000 is well below the national average. Renters can expect to pay around $806 per month in median rent. Homeownership is strong here — 90.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 13% since 2019.
The population of 50645 is primarily White (95.93%). Residents are less-educated — 22.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 12.4%.
The unemployment rate in 50645 stands at 0.3%, which is well below the national average. About 23% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 68%.
Overall, ZIP code 50645 in Ionia, IA is characterized as solidly middle-class, less-educated, an older community, and predominantly owner-occupied. With 1,301 residents, a median household income of $61,563, and a median home value of $113,000, it offers a clear picture of life in this part of Iowa.