| ZIP Code | 50644 |
|---|---|
| City | Independence |
| State | Iowa (IA) |
| County | Buchanan County |
| Area Code | 319 |
| Elevation | 949 ft |
| Latitude | 42.477522 |
|---|---|
| Longitude | -91.897752 |
| Timezone | Chicago (DST) |
| FIPS | 19019 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.9 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.31 |
| Below Poverty | 7.0% ▼ 30% below avg |
| College Grads | 36.8% ≈ Avg |
| Unemployment | 1.3% ▼ 73% below avg |
| No HS Diploma | 12 (0.2%) |
| HS Graduate | 2,108 (35.7%) |
| Some College | 734 (12.4%) |
| Associates | 878 (14.9%) |
| Bachelors | 737 (12.5%) |
| Graduate Degree | 1,434 (24.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $79,861 ≈ Avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $174,000 ▼ 38% below avg ↑ 18% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $770/mo ↑ 4% since 2019 |
| Total Units | 3,921 |
| Vacant Units | 331 |
| Avg HH Size | 2.31 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,921 |
|---|---|
| Vacant | 331 |
| Owner Occupied | 77.6% |
| Renter Occupied | 22.4% |
| Avg HH Size | 2.31 |
ZIP code 50644 is located in Independence, Iowa, within Buchanan County. With a population of 8,475, this is a lightly populated ZIP code with a middle-aged community — the median age is 42.9 years. Economically, 50644 is a middle-income ZIP code: the median household income of $79,861 is near the national average.
Real estate in ZIP code 50644 represents an affordable housing market. The median home value of $174,000 is below the national average. Renters can expect to pay around $770 per month in median rent. Homeownership is strong here — 77.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 18% since 2019.
The population of 50644 is primarily White (94.65%). Residents are moderately educated — 36.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 7.0%. Household income has grown by 25% since 2019.
The unemployment rate in 50644 stands at 1.3%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 50644 in Independence, IA is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 8,475 residents, a median household income of $79,861, and a median home value of $174,000, it offers a clear picture of life in this part of Iowa.