| ZIP Code | 50632 |
|---|---|
| City | Garwin |
| State | Iowa (IA) |
| County | Tama County |
| Area Code | 641 |
| Elevation | 993 ft |
| Latitude | 42.075097 |
|---|---|
| Longitude | -92.696061 |
| Timezone | Chicago (DST) |
| FIPS | 19171 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 55.2 yrs ↑ 14% since 2019 |
|---|---|
| Avg Household Size | 2.37 |
| Below Poverty | 6.0% ▼ 40% below avg |
| College Grads | 25.6% ▼ 34% below avg |
| Unemployment | 3.1% ▼ 38% below avg |
| No HS Diploma | 10 (1.2%) |
| HS Graduate | 392 (45.7%) |
| Some College | 109 (12.7%) |
| Associates | 127 (14.8%) |
| Bachelors | 73 (8.5%) |
| Graduate Degree | 147 (17.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $70,865 ≈ Avg ↑ 17% since 2019 |
|---|---|
| Median Home Value | $134,300 ▼ 52% below avg ↑ 48% since 2019 |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $628/mo ↑ 7% since 2019 |
| Total Units | 596 |
| Vacant Units | 89 |
| Avg HH Size | 2.37 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 596 |
|---|---|
| Vacant | 89 |
| Owner Occupied | 86.4% |
| Renter Occupied | 13.6% |
| Avg HH Size | 2.37 |
ZIP code 50632 is located in Garwin, Iowa, within Tama County. With a population of 1,204, this is a sparsely populated ZIP code with an older community — the median age is 55.2 years. Economically, 50632 is a solidly middle-class ZIP code: the median household income of $70,865 is near the national average.
Real estate in ZIP code 50632 represents one of the more affordable housing markets in the country. The median home value of $134,300 is well below the national average. Renters can expect to pay around $628 per month in median rent. Homeownership is strong here — 86.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 48% since 2019.
The population of 50632 is primarily White (94.52%). Residents are moderately educated — 25.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 6.0%. Household income has grown by 17% since 2019.
The unemployment rate in 50632 stands at 3.1%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 92%.
Overall, ZIP code 50632 in Garwin, IA is characterized as solidly middle-class, moderately educated, an older community, and predominantly owner-occupied. With 1,204 residents, a median household income of $70,865, and a median home value of $134,300, it offers a clear picture of life in this part of Iowa.