| ZIP Code | 50628 |
|---|---|
| City | Elma |
| State | Iowa (IA) |
| County | Howard County |
| Area Code | 641 |
| Elevation | 1,295 ft |
| Latitude | 43.27271 |
|---|---|
| Longitude | -92.394046 |
| Timezone | Chicago (DST) |
| FIPS | 19089 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.7 yrs ↓ 5% since 2019 |
|---|---|
| Avg Household Size | 2.41 |
| Below Poverty | 10.1% ≈ Avg |
| College Grads | 36.5% ≈ Avg |
| Unemployment | 1.1% ▼ 79% below avg |
| HS Graduate | 312 (41.7%) |
| Some College | 84 (11.2%) |
| Associates | 80 (10.7%) |
| Bachelors | 146 (19.5%) |
| Graduate Degree | 127 (17%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $57,596 ▼ 25% below avg |
|---|---|
| Median Home Value | $140,900 ▼ 49% below avg ↑ 21% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $652/mo ↑ 21% since 2019 |
| Total Units | 628 |
| Vacant Units | 101 |
| Avg HH Size | 2.41 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 628 |
|---|---|
| Vacant | 101 |
| Owner Occupied | 72.1% |
| Renter Occupied | 27.9% |
| Avg HH Size | 2.41 |
ZIP code 50628 is located in Elma, Iowa, within Howard County. With a population of 1,309, this is a sparsely populated ZIP code with a middle-aged community — the median age is 41.7 years. Economically, 50628 is a solidly middle-class ZIP code: the median household income of $57,596 is below the national average.
Real estate in ZIP code 50628 represents one of the more affordable housing markets in the country. The median home value of $140,900 is below the national average. Renters can expect to pay around $652 per month in median rent. Homeownership is strong here — 72.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 21% since 2019.
The population of 50628 is primarily White (95.87%). Residents are moderately educated — 36.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 10.1%.
The unemployment rate in 50628 stands at 1.1%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 71%.
Overall, ZIP code 50628 in Elma, IA is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 1,309 residents, a median household income of $57,596, and a median home value of $140,900, it offers a clear picture of life in this part of Iowa.